

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The regular communication, prompt replies, and transparency of the process made the experience fantastic! The entire team was friendly and approachable and made us feel like more than just another transaction.
Great group of professionals to work with.
Your staff does an amazing job!! Michelle and Teresa are so easy to talk with. Informative and precise in every step of the way!!!
Michael Creed and his team were with us through every bump in the road. They made it possible for us to close on time... despite the MANY curveballs. They’ve communicated with us throughout the entire process and answered any/every question...
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Michael Creed and his team were with us through every bump road. They went above and beyond to make sure the we closed on time even with a few “Curveballs”. We truly could not have asked a better team.
You and your team communicated all we needed to know in a timely manner. We know you had a shorter than usual amount of time to complete our loan, but you did it! Thanks!
Working with Michael and his team was a great experience. The communication was top notch and their ability to keep me informed and up to date made the experience way less nerve racking then expected.
The personalized attention and care with details was amazing!!
Our refinance experience with the Creed team was amazing! Love our low rate and the efficiency of the transaction. Sincere thanks to Michael, Theresa, and Michelle!
We're so happy we decided to refinance through the Creed team with LeaderOne. Everything about the process went smoothly, thanks to quick clear communication from Theresa, Michelle, and Michael. We love that we could email, call or text anytime,...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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