

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Very happy with my home buying experience with Luminate Home Loans. Everyone is very professional. Bring your A game with you when you work with them and you'll have a great experience in your home buying process!! They don't miss a beat!!!...
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Reply from Owner
May 29th, 2021 04:22 PM
Thank you, Bobbie, for your review and your business. Congrats on your new home!
Everyone at Luminate Home Loans are very professional and on top of everything. If I have questions, I know I'll get the answers I need for my understanding. My home buying experience was smooth in a timely matter!! I wish I could meet all...
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The level of communication we received, in terms of both detail and frequency, was excellent. Constant updates kept us aware of the progress of our loan, while having a live human being to communicate with meant our questions were answered...
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Thank you for yet ANOTHER easy, breasy on-time closing! It is always a pleasure to work with you and your incredible team.
Awesome
Smooth transaction ever! All the eyes dotted and T’s crossed takes out all the fear and worry for the homebuyer! Thank you again!
Michael Creed and his team are make the challenge of a home loan as smooth as possible. You have a meeting explaining everything. You get a funny little video every step you move closer to your goal. Your never out of the loop.
Buyers’ loan transaction went well, and no issues, to my knowledge. Good communication with Buyers’ agent.
We appreciate the quick clear communication we always receive from the Creed team at Luminate! No matter what challenge comes up in the purchase transaction, they’re ready with solutions. Thanks for another on time closing with happy buyers!...
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Great communication, and made the process very smooth.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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