

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Reviews from Web
My Client was kept very informed the entire time from her accepted offer until the day of closing. Thank you for the great experience!
Great communication with the loan team.
Process was very easy
The Michael Creed Team at Luminate made our house-buying experience so positive. They did a fantastic job keeping us up-to-date with our progress through the process. Whenever we needed them to answer some of our questions, they were available...
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As real estate professionals, we place a high value on great communication. Michael, Theresa, and Michelle are all expert communicators! They met all the contract deadlines - we had a smooth trip to an on-time closing.
Smooth, constantly informed
Patrick White and the Luminate Home Loans team work swiftly and carefully, ensuring my clients are able to close home loans with ease! Definitely will continue to keep Patrick on my top lenders list!
Reply from Owner
April 20th, 2023 07:47 PM
Thank you for your business!
I was able to get what I wanted accomplished and in an acceptable time frame. I will be using you again if I ever have needs arise.
This is our third mortgage with the Michael Creed team. They handled a cross-country closing with amazing communication and efficiency. This team rocks!
The communication and weekly status updates were amazing. I also liked the group text option to communicate. Thanks again for a great experience with this transaction!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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