The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Clear answer/explanation for every question and quick response times, even after hours.
Everything about Luminate was awesome. They never gave up and were like family.
Helped every step of the way. They communicated everything clearly and made sure I knew where things were at during the process. Fantastic group to work with!
With Michael I never have to worry whether things will get done on time. He provides regular updates throughout the process and his team is always on top of everything. I highly recommend Michael and his team for any mortgage needs.
Awesome experience helping us along and answering all questions very quickly!
I was a first-time homeowner, so whenever I felt confused or lost, someone on Michael's team was available to help me and ensured that I was able to understand every step of the process.
Jason Bower and his staff were a great help thru the whole process. When I had a question they were there to help us along the way. Great Service !!!
Reply from Owner
March 2nd, 2022 12:41 AM
Thank you so much for letting us know about your experience with Jason and his team. Congratulations on your closing and thank you for your business!
The communication by email and by phone. Your team were awesome. Michelle was very helpful. She was very professional. All of you thank you. It was a long haul, but we made it.
Michael, Michelle and the entire LeaderOne community made my refinance process fantastic! They communicated often status updates and we closed much sooner than Anticipated! Very grateful to the team and highly recommend them!
Reply from Owner
December 30th, 2021 12:00 AM
Thank you, Jen, for going out of your way to tell others about your experience with our team. Thank you, as well, for your business.
Excellent communication and follow up. Very nice staff as well.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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