

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Very knowledgeable to assist buyers through the loan process. Excellent communication with weekly updates. Available to connect with via text or email.
Excellent communication through the process. As the real estate agent in the transaction I appreciated knowing where the buyer's loan proces was at. The team was easy to get a hold of for quick turnaround time for updating pre-approvals on...
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Michelle was very patient with me and it was greatly appreciated.
We had an absolutely wonderful experience with the Michael Creed Team at Luminate Bank throughout our home mortgage process. Michael, Theresa, and Michelle were fabulous to work with and guided us effortlessly every step of the way.From answering...
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We loved working with Luminate & had a great experience. They helped us close early and had great communication throughout. I would definitely recommend this team.
Quick & easy communication and I felt comfortable asking questions or reaching out.
Constant communication, and quick responses without my client or myself having to ask several times and wait hrs for a response.
Alex and Libby were very patient in explaining information to me. All of this was very new to me and was a very scary step to take in life. I really valued that they did the time to do so without feeling annoyed by it. Alex was abundantly available...
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Working with a skillful group of people..
Incredible communication!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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