The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Patrick White and the Luminate Home Loans team work swiftly and carefully, ensuring my clients are able to close home loans with ease! Definitely will continue to keep Patrick on my top lenders list!
Reply from Owner
April 20th, 2023 07:47 PM
Thank you for your business!
I was able to get what I wanted accomplished and in an acceptable time frame. I will be using you again if I ever have needs arise.
This is our third mortgage with the Michael Creed team. They handled a cross-country closing with amazing communication and efficiency. This team rocks!
The communication and weekly status updates were amazing. I also liked the group text option to communicate. Thanks again for a great experience with this transaction!
Michael and his team provide the most professional and courteous service from initial application to closing. Truly an outstanding experience.
Reply from Owner
March 2nd, 2022 12:40 AM
Thank you so much for your repeat business and for taking time out of the day to let others know what it's like to work with our team! We greatly appreciate you!
Michael and his team have always provided the best service of ANY company I have worked with. From initial application to closing, they offered kind, professional, and accurate advice and assistance.
Great communication. Lead me through the whole process.
As a real estate referral partner, it was very nice to be their client and experience what my buyers go thru with the Michael Creed Team. Their” get it done” attitude and excellent communication makes them stand out from the competition. I...
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The Michael Creed Team has received a review with 5 star rating from Blake S
Reply from Owner
February 28th, 2022 06:27 PM
Thank you, Blake, for your business and your review.
Communication throughout the whole process, especially as first-time home buyers was a key factor for us. Michael and his team did a fantastic job walking us through the process and making us comfortable the whole time.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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