

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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As first time home buyers, my wife and I had no clue what to do. The Michael Creed Team was so transparent about what was needed and when it needed to be complete. I have nothing but good things to say about the MC Team. I will be referring...
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Michelle in particular was awesome and wonderful to work with. The whole team stayed on top of everything and helped us get the information that you needed from us to make the closing as smooth as possible. Linda and I were very pleased with...
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Everyone on the team was phenomenal to talk to and ask advice for. I wouldn’t consider using anyone else going forward!
Explanation for everything
The entire team was super responsive and communicative. I have never had such a great experience with regards to communication. On the day of closing everything went so smoothly and they even had someone take all of their gifts back out to...
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The team was really on top of everything. They made the process so easy and left nothing to be questioned. Communication was on point and they were always available to answer questions. 10/10
The Creed team was very informative on all the information we needed to be comfortable and successful when buying a home. They also were super informative on how intrest rates work and what to expect when along every step of the way. This is...
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Michael was an excellent communicator and pleasant to work with. Additionally, the weekly updates were very beneficial.
The Michael Creed Team kept me in the loop throughout the entire transaction. Communication is crucial in the world of real estate, especially between the lender and client / agent. This team does not disappoint when it comes to communication....
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Great experience working with Michael Creed and Luminate! They are professional, courteous, and always very prompt!
Reply from Owner
May 6th, 2023 11:17 PM
Thank you, Rob, for the review and for your business. Congrats on your new home!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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