The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Great working with Michael and the Luminate Home Loans team. They were the lenders for the buyer on my listing. I was extremely impressed by the caliber of communication throughout the entire process. I am used to not hearing from lenders until...
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Always on top of everything that needed to be done with very quick response times. They were able to think of everything that needed to be done and made the process very simple.
Reply from Owner
October 1st, 2023 07:55 PM
Kevin - thank you for your business and congrats on your closing! We appreciate you taking the time to let others know about your experience with our team.
Always available to answer questions
The Michael Creed Team has received a review with 5 star rating from Stephanie O
Reply from Owner
September 25th, 2023 12:00 AM
Stephanie, thank you for your review!
Communication & follow thru were excellent. Always felt like I was their top priority & only file being worked on based on the focus & consistent updates they would provide. Ran into some hiccups, but they were always there for support
Reply from Owner
September 25th, 2023 06:07 AM
Thank you, Kurt, for your business and for your review; we are grateful to have been able to work with you. -MC
Communication & follow thru were excellent. Always feel like I was their top priority & only file being worked on based on the focus & consistent updates they would provide. Ran into some hiccups, but they were always there for support
Michael and his team were awesome. Always responsive and constant communication throughout the transaction.
Reply from Owner
September 22nd, 2023 07:56 AM
Julie - thank you so much for your review and your trust in our team. Congrats on your closing. - Michael
Updates throughout the process
The Luminate team made one of the biggest transactions of our life one of the smoothest & fastest one we could of have ever had. Everyone was always available when we needed help and walked us through everything very thoroughly.
Communication and game plan for best results
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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