

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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They were always available to answer any questions and being a first time home buyer they never let any question feel like a stupid question! We also had a short period to get things done and they helped me to stay calm but on track to getting...
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The Michael Creed Team has received a review with 5 star rating from Mark K
Reply from Owner
May 14th, 2024 08:15 PM
Thank you, Mark, for your stars!
The Michael Creed Team has received a review with 5 star rating from Yarellie K
Reply from Owner
May 14th, 2024 08:16 PM
Thank you, Yarellie, for your stars!
The Michael Creed Team has received a review with 5 star rating from Michael C
Reply from Owner
May 14th, 2024 08:16 PM
Michael - thank you for taking the time review our branch!
I work with Luminate, specifically the Michael Creed Team, often. They are literally the best mortgage lender I have ever worked with. Highly recommend to anyone needing to buy a home or refinance a home.Flawless transactions, communication...
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Reply from Owner
November 4th, 2023 10:15 PM
Thank you so much for your support of our organization and of the Michael Creed Team. We're fans, too. :-) They've also told us that the Beierle Team rocks as well!
Everyone on the team is easy to talk to, ask questions, and get ahold of. Our buyers ALWAYS know whats going on and feel like they have all the proper information to make big decisions. I would recommend anyone who needs financing or refinancing...
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As Realtors, we recommend the Creed team to our buyer clients, because we know Michael, Theresa, and Michelle will give us all a smooth trip to closing. Clear prompt communication and ALWAYS meeting contract deadlines are two things we love...
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If you’re in the market for home purchase, Jeff Dreyer and his team at Luminate were excellent! Highly recommend them and what they can do for their clients.
Reply from Owner
May 14th, 2024 08:16 PM
Andrew - thank you so much for your business and for your reply. Congrats on your closing!
We received our communication from Jeff Dreyer. The work and information from him and his team were exactly what I’d expect of a lender and made my job on the seller side easy.
Communication, friendliness and attention to detail!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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