

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The Michael Creed Team has received a review with 5 star rating from Jake P
Reply from Owner
April 28th, 2024 01:32 AM
Thank you so much for your review and your business, Jake! Thank you for allowing us to be a part of this next phase in your journey! -Michael
Very responsive and thorough with options provided.
Everything was done electronically. As I am not computer savee, I needed much help with the uploading and such. Would have been happier with actually doing things the old fashion way on paper.
What a professional lender! Michael Creed runs a top notch lending business. As the listing agent, my experience at closing exceeded my expectations. His attention to details and his connection to the buyers is not anything I have seen before....
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Reply from Owner
March 28th, 2024 11:42 AM
Christine - thank you so much for going out of your way to let others know about your experience with my team. I'm grateful to have been able to work with you. Congrats on your closing! -Michael
The buyers welcome on the board and the personalized message to the buyers was a great touch. As the sellers agent, I was the "guest" but was treated with so much hospitality. The receptionist was delightful. It is just an extension Michael...
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Michael and his team of professionals are unbeatable!! They communicate clearly, on a timely basis, and are just amazing. Secured and closed on two loans out of state on time!! Many individuals involved - a somewhat complex transaction but...
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Reply from Owner
March 19th, 2024 10:46 PM
Sue - thank you for taking the time to let others know about your experience with our team! We're grateful to know you and hope you enjoy your new home in your new state. Wisconsin's going to miss you. -MC
The communication, professionalism, knowledge and TIMELINESS was AMAZING!!! Can't say enough about your team - friendly, timely, and just an overall flawless experience securing two loans, two closings OUT OF STATE on time !!! THANK YOU!!!
Excellent communication and professionalism! This was my first experience with bridge loan financing, and I was very pleased with how smoothly the process went!
Communication
Reply from The Michael Creed Team
March 8th, 2024 08:09 PM
Thank you, Bruce! We're grateful to have stepped in to rescue a file for your seller that another lender couldn't get closed. Congrats!
They got the job done on time with nice updates along the way.
Reply from The Michael Creed Team
March 8th, 2024 08:09 PM
Thank you, Heidi, for taking time to let others know your experience with our team!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
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FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
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Adjustable Rate Mortgages
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Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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