

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The Michael Creed Team has received a review with 5 star rating from Tyler A
Reply from Owner
September 30th, 2024 02:29 PM
Thank you for leaving us a review, Tyler! We appreciate you, and congratulations on your new home!
Generally ok, but communications sometimes spotty and getting answers sometimes challenging. Knowledge in some areas that were expected seemed somewhat lacking.
I appreciated how clearly you answered all of my questions. And Michelle answered all of my phone calls to ensure I understood each step. Thank you.
Reply from The Michael Creed Team
September 24th, 2024 05:37 PM
Thanks for trusting our team to get it done for you, and thank you for your kind review! Congratulations!
Very helpful with questions, and very efficient with filing paperwork and answering any questions we had, as new homebuyers we had a lot.
Reply from The Michael Creed Team
September 24th, 2024 05:37 PM
We are so glad that you had a good experience working with our team! Thank you for your kind review! - Michael Creed Team
Your behind-the-scenes diligence and hard work was what made this happen, couldn’t have done it without Michael and his amazing team!
Reply from The Michael Creed Team
September 20th, 2024 08:09 PM
Thank you for the review, Joe, we're so happy to have gotten you closed! We appreciate you and wish you the best in your new home!
Closed my 1st transaction with Luminate and had an amazing experience with Michael and the team! We contracted a fast 28 day closing and the team made it happen, they were there every step to keep all parties in-check; made the entire process...
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Reply from Owner
September 11th, 2024 07:36 PM
Thanks for leaving such a lovely review, Alex! It was great to work with you, too. Looking forward to helping more of your clients get to the closing table!
The team made the entire transaction seamless, they were on top of all communication and made everything so smooth for my client and I.
Reply from The Michael Creed Team
September 11th, 2024 07:35 PM
Thank you for the kind words, Alex! I'm so glad you had a good experience working with our team!
Working with the Michael Creed Team at Luminate Home Loans was truly a pleasure! The constant communication with our client made the first-time home buying experience much easier for her and led to a smooth, on-time closing.
Reply from Owner
September 10th, 2024 04:41 PM
Thank you for your kind words, Nancy! It was great to work with you, as well, and we look forward to working together again soon! Congrats to all on a successful closing! - MC
The Michael Creed Team was above and beyond in their communication to myself and my client. The availably and constant communication throughout the process allowed for a smooth, timely closing for my first time home buyer!
Reply from The Michael Creed Team
September 3rd, 2024 07:11 PM
Thank you for the kind review, Nancy, it was great to work with you and Morgan! Looking forward to working with you in the future. - Michael Creed Team
My husband and I were in a tough situation trying to sell our condo, at the same time trying to buy a house. Michael and his team worked with us in many ways to try different things so we could get a house. We ended up using a power buy program,...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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