The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Your system for getting information to you. commu through app on phone, website , texts & phone calls. Being in the loop as it moved forwar.
Reply from The Michael Creed Team
June 9th, 2025 09:13 PM
Dan - thank you so much and congrats on your home purchase! My team and I are grateful to have served you and Rhonda. -MC
Great communication and follow-up. Met all the deadlines and a few curveballs
Reply from The Michael Creed Team
June 8th, 2025 11:57 AM
Shannyn- thank you for your kind words! We're so grateful to have been able to help you again, and to help you navigate those curveballs that came from the seller. Cheers to you!
I worked with Josh Hay for several months with one buyer, he was kind and patient with us the whole time. His knowledge is extensive, his kindness is unmathced and will go above and beyond every time for his clients. I'm so glad to know such...
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Reply from Owner
June 8th, 2025 12:50 PM
Sarah - thank you for your review of Josh. We agree, he's a gem. We look forward to you and Josh collaborating again soon!
Michael Creed and the entire team at Luminate Home Loans made the purchase of my forever home and enjoyable experience. The team guided me, explained everything in great detail communicated effectively with each other and with me, and they...
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Reply from The Michael Creed Team
June 8th, 2025 11:57 AM
Patty - we're so grateful to have been a part of your story. The phone call I got to make to tell you about that move was unforgettable! -MC
know that when I refer my client to you I know they're in great hands and you have their best interest in mind when you help them complete the proper loan and get them their new dream house
Reply from The Michael Creed Team
June 8th, 2025 11:58 AM
Mike- thank you so much for your review and your trust; it means the world to us! - MC
Easy to work work, great communacation aI was we were happy to close quickly.
Reply from The Michael Creed Team
June 8th, 2025 11:58 AM
Thank you, Bob, for your kind words and your trust in our team; you rock!
I had a great experience with Josh at Luminate Bank. Except for the final walk-through and closing, I completed my entire homebuying and mortgage experience remotely, which definatley made the process more complex. On top of that I am also...
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Reply from Owner
June 8th, 2025 01:35 PM
Thank you, Andi, for letting us know about your experience working with Josh. We're grateful for your business. -MC
They did a great job explaining everything and helping us understand the process as we went through it
Reply from The Michael Creed Team
June 8th, 2025 11:59 AM
Thank you so much, Austin! My team and I are grateful to have been a part of your and Emily's story. We hope you love your home! - Michael
The Michael Creed Team has received a review with 5 star rating from Van R
Reply from Owner
June 8th, 2025 01:36 PM
Thank you, Van!
Alex is incredibly knowledgeable and walked us through every scenario available to us. He made sure we were comfortable and informed throughout the entire process. Alex's team at Luminate provided excellent communication and customer service....
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Reply from Owner
June 8th, 2025 01:37 PM
We're so grateful for your business. Thanks, too, for taking the time review your experience with Alex, Kelly. Congrats on your new home!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
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FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
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Medical Professional Mortgages
Adjustable Rate Mortgages
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Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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