

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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On a more personal note, I'm from Michael's hometown. He is such a genuine, hard-working, family guy. I'd trust his advice and he will do everything to help you along the way. I've seen his happy clients.
My fiance and I started looking to buy our first home in 2016. He casually mentioned his friend Michael Creed to work with. It was an excellent decision. Needless to say we needed a good amount of guidance and reassurance in this seemingly...
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Great communication throughout our entire home purchase/closing process. Michael was wonderful to work with. Highly recommend!
I worked with Michael Creed in the mortgage business for many years and have never met a better loan originator in my 15yrs in this business. His organization and knowledge of the business are unparalleled.
Michael and his team at Envoy did exactly as expected during our home buying process. From our initial meeting to closing we did not run into a single issue. They are prompt, honest, and efficient. This was our 3rd home purchase and it turn...
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Michael and his team at Envoy did exactly as expected during our home buying process. From our initial meeting to closing we did not run into a single issue. They are prompt, honest, and efficient. This was our 3rd home purchase and it turn...
read more
It was great working with this team of people. They are dedicated to helping you get into the home of your dreams!
Kim Jans/First Weber
The Michael Creed Team has received a review with 5 star rating from Jessica
The Michael Creed Team has received a review with 5 star rating from Jessica K
Michael and Lynn were so caring and helpful! They are $$$ ninjas! So glad we got to work with them, they are so knowledgeable and efficient!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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