Michael Chalker
Sales Leader | NMLS # 33580
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Add... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Michael is very knowledgeable and takes the time to explain all the details of financing a home. He seems happy to take any questions we might have. The process was as smooth as it can be.
Reply from Michael Chalker
October 22nd, 2026 07:01 PM
I'm pleased to know that you found my explanations helpful, Judy. It's important to me that the financing process feels smooth and all your questions are addressed. Thank you for trusting SFMC Home Lending with your home financing needs.
Michael, went above and beyond helping us through a difficult process, he was always available for a phone call or text. He was also very grounding when we were concerned with things. I will be recommending him every chance I
Reply from Michael Chalker
October 22nd, 2026 07:03 PM
I'm so grateful, Don, for your kind words about my support during your HECM process. I'm glad I could be there whenever you needed me and help ease your concerns. Your recommendation means a lot to me and the team at SFMC Home Lending.
Michael is very knowledgeable and has great communication skills. He handled our case with professionalism and grace.
Reply from Michael Chalker
October 22nd, 2026 07:04 PM
I'm glad to hear that you appreciated my knowledge and communication skills, Anita. It was a pleasure to work with you on your home equity process at SFMC Home Lending.
Michael Chalker helped us get our home refinanced with a VA loan earlier this year and when the interest rates dropped we only wanted to use him again to take advantage of the IRRL.Michael is great to work with! He’s a fellow veteran, he’s...
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Reply from Owner
October 22nd, 2026 10:02 PM
I'm pleased to know you had such a positive experience refinancing your home with me, Lars. I'm glad to have been able to assist you again with the IRRL through SFMC Home Lending. Thank you for your kind words and for choosing to work with...
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So I’m here with another positive review. Michael helped us take advantage of the IRRL program and we refinanced our house at a lower rate. Because we had refinanced with him earlier this year he made it even easier this time around. Michael...
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Reply from Owner
October 22nd, 2026 12:00 AM
This IRRL made total sense for you. I’m glad we got it done for you!
The whole process from start to finish was very easy and that made the experience a little less stressless. Thanks Michael for all your hard work.
Reply from Michael Chalker
October 22nd, 2026 07:32 PM
I'm glad to hear that the process was easy for you, Robert. It was my pleasure to assist you, and I'm pleased that SFMC Home Lending could help make your experience less stressful.
Michael is trustworth. He helped us explore all of our options and determine the best course of action for our situation.
Reply from Michael Chalker
October 22nd, 2026 07:19 PM
I'm pleased to know that you found me trustworthy, Brett. At SFMC Home Lending, exploring options and determining the best course of action are key parts of what I aim to provide for all clients. Thank you for your kind words!
Michael worked hard to get us the lowest rate and best overall terms. Always willing to hop on the phone and answer questions we had.
Reply from Michael Chalker
October 22nd, 2026 07:20 PM
I'm glad to hear that I could help you secure the lowest rate and best terms, Audra. At SFMC Home Lending, I strive to be available for any questions and provide the support you need.
Easy doc signing and very communicative team
Reply from Michael Chalker
October 22nd, 2026 07:20 PM
I'm pleased to know that you found the document signing process easy and appreciated the communication from the team, Lars. At SFMC Home Lending, we strive to make each step as smooth as possible.
is very nice guy and he's very helpful. He helped me everything from there.
Reply from Michael Chalker
October 22nd, 2026 07:33 PM
I'm glad to hear that you found me helpful and that I could assist you throughout the process, Aissatou. At SFMC Home Lending, we aim to provide a supportive experience for all our clients.
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About
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Additionally, we have the ability to broker loans that may not fit our criteria to outside lenders, giving us more flexibility in getting loans approved and closed. Established in 1997 and headquartered in Plano, Texas, SFMC Home Lending strives to live up to our name by providing a full range of mortgage financing services with employees who always put the customer first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Basically everything Home Loan related
Conventional, FHA, VA USDA, HELOC, Construction and Reverse Mortgages
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Positions
- SFMC Home Lending - Sales LeaderAug 1st, 2013 - Current
Memberships
- Belmont Estates HOA Board Member
- Belmont Estates HOA Board
- CMPS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 33580
Awards
Achievements
- 2019 Top 100 Lender in America through Social Survey
- Presidents Club member every year since 2015
- Chairman Club member in 2020
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Hobbies
- Fishing and Shooting
- Jeeping and Camping
- Making my house a castle for my family!
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Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”