Michael Chalker
Sales Leader | NMLS # 33580
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Add... Show More
Location & Business Hours
Business Hours
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24 hours
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24 hours(Open now)
Sat
24 hours
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Reviews from Web
We have worked with Micheal several times. And always gives us the best service, care and support. Looking forward to working with him so more.
Reply from Michael Chalker
October 22nd, 2026 12:00 AM
I'm very grateful for your kind words, Cheryl. It's always a pleasure to provide you with the best service and support at SFMC Home Lending. I look forward to assisting you again in the future.
Easy and smooth.
Reply from Michael Chalker
October 22nd, 2026 12:00 AM
I'm glad to hear that your refinancing process was easy and smooth, Judy. At SFMC Home Lending, we aim to make experiences like yours as seamless as possible.
Michael is extremely knowlegeable on the type of mortgage we needed. He was able to explain in terms we understood a very complex product. He is also very patient and never minded answering what were probably redundant questions.
Reply from Michael Chalker
October 22nd, 2026 12:01 AM
I'm pleased to hear that you found my explanations helpful and clear, Randall. At SFMC Home Lending, I aim to ensure clients feel comfortable and informed throughout the mortgage process. Thank you for your kind words about my patience and...
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Michael was so GREAT to work with on my home purchase. He was always willing to answer my texts/calls when I needed clarification on something. My loan was so smooth and there were no hick-ups. It was almost to good to be true because I have...
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Reply from Owner
October 21st, 2026 12:00 AM
Rachel, you took a great chance by buying your first home. I am so glad your realtor, Jill Rother, was able to negotiate with the builder to let you use me. I knew you had it in the bag the whole time, and I am so happy you trusted me throughout...
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I came to Michael with a complex strategy to finance a new home purchase and he made it happen multiple refi and mortgages involved
Reply from Michael Chalker
October 22nd, 2026 12:33 AM
I'm glad I could assist you with your complex financing strategy, Trevor. It was a pleasure working with you to navigate the multiple refinances and mortgages involved in your new home purchase. Thank you for choosing SFMC Home Lending, and...
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the process was overall was fast and smooth.
Reply from Michael Chalker
October 22nd, 2026 12:33 AM
I'm glad to hear that your refinancing process went smoothly, Frank. It's good to know that SFMC Home Lending was able to provide you with a fast and efficient experience.
Michael is very hard working and responsive. He always found a way to work through difficulties and maintained our confidence throughout the entire process. I especially appreciated the speed that he worked at. We are very pleased with this...
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Reply from Michael Chalker
October 22nd, 2026 12:34 AM
I'm pleased to hear about your positive experience, Carissa. It's wonderful to know that my hard work and responsiveness met your expectations during the refi cashout process. I'm glad SFMC Home Lending was able to maintain your confidence...
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Anytime I had questions I felt that I could reach out at any time and I had those questions answered in a timely manner and very informative.
Reply from Michael Chalker
October 22nd, 2026 12:34 AM
I'm pleased to know that you felt comfortable reaching out with your questions, Rachel. At SFMC Home Lending, we strive to provide informative and timely responses, and I'm glad I could assist you effectively.
What made the experience great was the communication and knowledg. Everything was done in a timely matte. App was easy to navigat.
Reply from Michael Chalker
October 22nd, 2026 12:35 AM
I'm pleased to hear that you found the communication and knowledge helpful, Aidin. It's great to know that everything was completed in a timely manner and that the app was easy to navigate. Thank you for working with me and SFMC Home Lending....
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Communication, flexibility and transparenc. Michael is the best!
Reply from Michael Chalker
October 22nd, 2026 12:35 AM
Thank you, Kylie, for your kind words. I'm glad to hear that you appreciated the communication, flexibility, and transparency throughout your experience with me and the SFMC Home Lending team. Your satisfaction is important to me.
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About
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Additionally, we have the ability to broker loans that may not fit our criteria to outside lenders, giving us more flexibility in getting loans approved and closed. Established in 1997 and headquartered in Plano, Texas, SFMC Home Lending strives to live up to our name by providing a full range of mortgage financing services with employees who always put the customer first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Basically everything Home Loan related
Conventional, FHA, VA USDA, HELOC, Construction and Reverse Mortgages
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Positions
- SFMC Home Lending - Sales LeaderAug 1st, 2013 - Current
Memberships
- Belmont Estates HOA Board Member
- Belmont Estates HOA Board
- CMPS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 33580
Awards
Achievements
- 2019 Top 100 Lender in America through Social Survey
- Presidents Club member every year since 2015
- Chairman Club member in 2020
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Hobbies
- Fishing and Shooting
- Jeeping and Camping
- Making my house a castle for my family!
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Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”