Michael Chalker
Sales Leader | NMLS # 33580
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Add... Show More
Location & Business Hours
Business Hours
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24 hours
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24 hours(Open now)
Sat
24 hours
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Reviews from Web
Ease and comfort with the process
Reply from Michael Chalker
October 22nd, 2026 06:55 PM
I'm pleased to know you found the process easy and comfortable, John. At SFMC Home Lending, we strive to ensure a smooth experience for all our clients.
everyone especially Michael Chalker went the extra mile to get us in our home.
Reply from Michael Chalker
October 22nd, 2026 06:53 PM
I'm happy to hear that Michael Chalker and everyone at SFMC Home Lending went the extra mile for you, Teresa. Thank you for sharing your positive experience.
The excellent help we had with the issues that kept coming up . I feel Michael went above and beyond to help us secure this reverse mortgage.
Reply from Michael Chalker
October 22nd, 2026 06:54 PM
I'm glad to hear that I could assist you with the challenges during the process, Randolph. It was my pleasure to go above and beyond to help secure your reverse mortgage, and I'm pleased that SFMC Home Lending could support your needs effectively....
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Michael was, for the mist part) available 24/7. I truly believe that he had my best interest in every aspect of the loan. I challenged a couple things only to learn that Michael was right or spot on every time. Very
Reply from Michael Chalker
October 22nd, 2026 06:55 PM
I'm pleased to hear that you felt supported throughout the process, Jeffrey. It's great to know that my efforts at SFMC Home Lending helped you feel confident in the decisions we made together. Thank you for trusting me with your loan needs....
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As mentioned earlier, Michael Chalker was great to work with and extremely supportive with the information he shared. He was professional, informative, and I truly felt he had our best interest in mind. We feel very fortunate to have worked...
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Reply from Michael Chalker
October 22nd, 2026 06:56 PM
I'm pleased to hear that you felt supported and well-informed during your home-buying process, George. It's wonderful to know that my team at SFMC Home Lending and I could contribute positively to your experience. I look forward to the opportunity...
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The process was slow. We expected to close in December and not to have to pay a mortgage payment in January
Reply from Michael Chalker
October 22nd, 2026 07:00 PM
Some reverse mortgages can be more challenging than others. I wish it could have gone faster for you. I hope that if we do another loan for you in the future, it goes more smoothly.
Great broker team! They were with us every step of the way and promptly answered any questions. Highly recommend!
Reply from Owner
October 22nd, 2026 10:02 PM
I'm happy to hear that you had a great experience with me and the team at SFMC Home Lending, Stephen. We always aim to support our clients every step of the way and are glad to have been helpful in answering your questions. Thank you for recommending...
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Thanks for helping us through a complex process.
Reply from Michael Chalker
October 22nd, 2026 07:01 PM
I'm glad I could assist you with the refinancing process, Stephen. It's important to me and the team at SFMC Home Lending to ensure everything goes smoothly for our clients.
Communication was superb and I was treated as a human making a big move in his life rather than just another number.
Reply from Michael Chalker
October 22nd, 2026 07:01 PM
I'm pleased to hear that you felt valued and well-treated during your experience with SFMC Home Lending, Iasonas. It's important to me that every client feels like more than just a number, especially when making significant life decisions.
Great experience. Michael is knowledgeable and quick to respond to our questions. He treated us with kindness and respect and we felt well taken care of. 😊
Reply from Owner
October 22nd, 2026 10:02 PM
I'm pleased to hear about your great experience, Anita. It's wonderful to know that I could provide you with the knowledgeable and respectful service you deserve at SFMC Home Lending. Thank you for your kind words!
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About
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Additionally, we have the ability to broker loans that may not fit our criteria to outside lenders, giving us more flexibility in getting loans approved and closed. Established in 1997 and headquartered in Plano, Texas, SFMC Home Lending strives to live up to our name by providing a full range of mortgage financing services with employees who always put the customer first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Basically everything Home Loan related
Conventional, FHA, VA USDA, HELOC, Construction and Reverse Mortgages
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Positions
- SFMC Home Lending - Sales LeaderAug 1st, 2013 - Current
Memberships
- Belmont Estates HOA Board Member
- Belmont Estates HOA Board
- CMPS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 33580
Awards
Achievements
- 2019 Top 100 Lender in America through Social Survey
- Presidents Club member every year since 2015
- Chairman Club member in 2020
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Hobbies
- Fishing and Shooting
- Jeeping and Camping
- Making my house a castle for my family!
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Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”