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Guild Mortgage - Michael Biales
RCS-D l Producing Branch Manager | NMLS# 770504
University of Missouri - Columbia
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and pe... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5:30 PM
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
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Reviews from Web
Michael is the best in the business. He communicated efficiently and answered all of my questions in a way that was easy for me to understand. As a first-time home buyer, when I mentioned that I was nervous about anything, Michael didn't just...
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Michael is the best in the business. He communicated efficiently and answered all of my questions in a way that was easy for me to understand. As a first-time home buyer, when I mentioned that I was nervous about anything, Michael didn't just...
read more
Reply from Guild Mortgage - Michael Biales
October 17th, 2025 01:56 PM
Thanks Alyssa! It was our pleasure to serve you. We wish we had 100 clients just like you.
Michael and his team are amazing. Michael took the time to help me understand my options, how we everything was being affected by other financial obligations, and navigated me through getting the best deal. Additionally, his team was fantastic...
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Reply from Owner
October 17th, 2025 01:54 PM
Thanks Adam! Enjoy the new place and welcome to St. Louis!
Michael and his team are amazing. Michael took the time to help me understand my options, how we everything was being affected by other financial obligations, and navigated me through getting the best deal. Additionally, his team was fantastic...
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Reply from Guild Mortgage - Michael Biales
October 17th, 2025 01:55 PM
Thanks Adam! Enjoy the new place and welcome to St. Louis!
Michael & his team were quick & responsive. We closed a full week early!
Reply from Guild Mortgage - Michael Biales
October 17th, 2025 01:55 PM
Thanks Debbi! We appreciate the opportunity to work with you!
I'll be honest, there were a couple of slip ups throughout the process that could have been caught before they became a concern. However, Michael worked both day and night to address those concerns before they became full on problems. He even...
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Reply from Guild Mortgage - Michael Biales
October 17th, 2025 01:57 PM
Thanks for honest feedback Nick. I am glad we were able to pivot and help get you closed on time given the circumstances.
We had a long transaction so the buyers closed when they needed to. Michael's weekly communication kept me informed and on top of the transaction from the financial perspective. Suggesting the buyers turn the "extra" appraisal money into a...
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Reply from Michael Biales
October 15th, 2025 01:03 PM
I'm glad that the communication throughout the transaction was helpful, Rhonda. It's important to me to not only keep everyone informed but also to find solutions like the seller concession to benefit the buyers. I appreciate your partnership...
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Got my mortgage and refinance with Michael and the team and they were great. Also helped me with financial assistance programs. Rad!
Reply from Guild Mortgage - Michael Biales
October 17th, 2025 01:57 PM
Thanks Bridget!
Guild Mortgage - Michael Biales has received a review with 5 star rating from Steve G
Reply from Owner
October 17th, 2025 01:58 PM
Much appreciated Steve! Looking forward to helping you again.
Mike was great helping me.
Reply from Michael Biales
September 28th, 2025 03:30 PM
I'm pleased to hear that you found my assistance helpful, Steven. If there's anything else you need or any questions you have in the future, please feel free to contact me. Your satisfaction is important to me.
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About
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Funding for Aging in Place
Bank Statement Loans
Specialities
Buyers Consultations
FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bridge
Conventional
Down Payment Assistance
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Education
- University of Missouri - Columbiafinance, real estate, and bankingBachelor of Science (BS)Aug 2003 -May 2007
Memberships
- Mortgage Bankers Association
- Christ Alone Lutheran Church
- Guild Elevate Coaches
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Florida, Illinois, Indiana, Kansas, Missouri and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 770504; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.