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Guild Mortgage - Michael Biales
RCS-D l Producing Branch Manager | NMLS# 770504
University of Missouri - Columbia
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and pe... Show More
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8:30 AM to 5:30 PM
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8:30 AM to 5:30 PM
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Michael is a superstar that takes proactive steps to make sure his client comes out with successful outcomes. Relationship driven to make it feel like he is one of your teammates through out the entire process. Not to forget mention he proactively...
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Reply from Michael Biales
December 29th, 2025 07:51 PM
Patrick, I'm truly thankful for your positive feedback. It's important to me that each client feels supported throughout the process, and I'm glad that my proactive approach was beneficial for you. Staying attentive to opportunities like refinancing...
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Michael is fantastic. He was able to explain everything in detail and shared his expertise and creativity to help get our interest down. He is also a great problem solver.
Reply from Guild Mortgage - Michael Biales
May 21st, 2025 04:55 PM
Thank you Chandni! Enjoy your new home!
As a first time home-buyer, Michael made the process SO smooth and enjoyable! He is knowledgeable, personable, supportive, and just a great person to work with! He took the time to call me regularly with updates, to have a real conversation...
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Michael and his team were very helpful for us during the homebuying process. We look forward to selling our house and recasting. I know the team will be very helpful.
Guild Mortgage - Michael Biales has received a review with 5 star rating from Fatjon D
Communication and having the buyer go through underwriting before getting under contract.
Reply from Michael Biales
September 28th, 2026 08:21 PM
Fatjon, I'm glad you appreciated the communication and the approach of having the buyer go through underwriting before getting under contract. At Guild Mortgage, I strive to ensure a seamless process for every client.
Michael was great to work with!
Reply from Michael Biales
September 28th, 2026 04:41 PM
Lisa, I'm glad to hear that you found it great to work with me. At Guild Mortgage, it's always my goal to ensure a positive experience for my clients.
Michael did a great job if keeping the buyers up dated throughout the entire process.
Reply from Michael Biales
September 22nd, 2026 03:08 PM
Sara, I'm happy to know that you felt well-informed throughout the process. Keeping buyers updated is a priority for me at Guild Mortgage, and it's great to hear that this was a positive part of your experience.
Well informed smooth process . Very responsive
Reply from Michael Biales
September 21st, 2026 07:41 PM
Philip, I'm pleased to know that you found the process smooth and well-informed. It's great to hear that my responsiveness met your expectations with Guild Mortgage.
The loan process went very smoothly with no issues, Michael answered all our questions and concerns timely.
Reply from Michael Biales
September 21st, 2026 05:21 PM
Carolyn, I'm glad to hear that the loan process went smoothly and that I could address your questions and concerns in a timely manner. It's always my goal at Guild Mortgage to ensure a seamless experience for my clients.
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About
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Funding for Aging in Place
Bank Statement Loans
Specialities
Buyers Consultations
FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bridge
Conventional
Down Payment Assistance
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Education
- University of Missouri - Columbiafinance, real estate, and bankingBachelor of Science (BS)Aug 2003 -May 2007
Memberships
- Mortgage Bankers Association
- Christ Alone Lutheran Church
- Guild Elevate Coaches
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Florida, Illinois, Indiana, Kansas, Missouri and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 770504; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.