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Guild Mortgage - Michael Biales
RCS-D l Producing Branch Manager | NMLS# 770504


University of Missouri - Columbia
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and pe... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM(Open now)
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Michael is a superstar that takes proactive steps to make sure his client comes out with successful outcomes. Relationship driven to make it feel like he is one of your teammates through out the entire process. Not to forget mention he proactively...
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Reply from Michael Biales
December 29th, 2025 07:51 PM
Patrick, I'm truly thankful for your positive feedback. It's important to me that each client feels supported throughout the process, and I'm glad that my proactive approach was beneficial for you. Staying attentive to opportunities like refinancing...
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Michael is fantastic. He was able to explain everything in detail and shared his expertise and creativity to help get our interest down. He is also a great problem solver.
Reply from Guild Mortgage - Michael Biales
May 21st, 2025 04:55 PM
Thank you Chandni! Enjoy your new home!
As a first time home-buyer, Michael made the process SO smooth and enjoyable! He is knowledgeable, personable, supportive, and just a great person to work with! He took the time to call me regularly with updates, to have a real conversation...
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Great dealing with your requirements all
Great and easy taking care of you with all details
Guild is a caring and professional organization that prioritizes customer service. Michael was unfailingly prompt and assisted us at every juncture. We would recommend this company without hesitation!
We were referred by our daughter, Heather Ballard. From start to finish, the experience was exceptional. Thank you! Stellar professionalism and care!!
Michael and his team are always so communicative! He makes every deal seem like his only one! And with this particular deal he made it happen so quickly.
Reply from Michael Biales
November 2nd, 2026 07:05 PM
Connie, I'm grateful for your kind words about my communication and dedication to each deal. At Guild Mortgage, it's important to me that every transaction feels prioritized, and I'm pleased I could facilitate this one swiftly for you.
Good care and communication always
Reply from Michael Biales
October 26th, 2026 01:53 PM
Issam, I'm pleased to know that you felt the care and communication were always good. At Guild Mortgage, I strive to maintain a high level of service throughout the process.
Michael and his team were very helpful for us during the homebuying process. We look forward to selling our house and recasting. I know the team will be very helpful.
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About
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Funding for Aging in Place
Bank Statement Loans
Specialities
Buyers Consultations
FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bridge
Conventional
Down Payment Assistance
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Education
- University of Missouri - Columbiafinance, real estate, and bankingBachelor of Science (BS)Aug 2003 -May 2007

Memberships
- Mortgage Bankers Association
- Christ Alone Lutheran Church
- Guild Elevate Coaches
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Florida, Illinois, Indiana, Kansas, Missouri and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 770504; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.