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Guild Mortgage - Michael Biales
RCS-D l Producing Branch Manager | NMLS# 770504


University of Missouri - Columbia
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and pe... Show More
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8:30 AM to 5:30 PM
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closed
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Excellent to work with
Reply from Michael Biales
March 30th, 2026 04:06 PM
Cody, I appreciate your kind words. I'm pleased to know that you found it easy to work with me. Should you have any future questions or need assistance, feel free to reach out.
Educated, prompt, detail oriented, available loan team. Flexibility to choose from multiple products that suited our needs.
Reply from Guild Mortgage - Michael Biales
May 4th, 2026 09:33 PM
Joe, we hope you enjoy your new home. Thanks you trusting us with your mortgage.
The process was fast and painless.
Reply from Michael Biales
February 27th, 2026 06:03 PM
I'm glad to hear that the process was smooth and straightforward, Thomas. If there's anything more I can assist you with, please feel free to reach out.
Michael and his Guild Mortgage team were outstanding during the entire loan process. Michael and his team were very knowledgeable with the current condition of the market and were very competitive in their offer. Additional to this competitiveness,...
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Reply from Michael Biales
February 20th, 2026 06:34 PM
Thank you for sharing such positive feedback, Eduardo. Ensuring clear communication and competitiveness in the market are key goals for me during the loan process. I'm glad to hear that these aspects made your homebuying experience satisfactory....
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Guild Mortgage - Michael Biales has received a review with 5 star rating from Pablo C
Michael is excellent. im I'm happy with you guys
Reply from Michael Biales
February 17th, 2026 03:11 PM
I'm glad to hear you're happy with the service, Pablo. If you ever have more questions or need further assistance, just let me know.
Michael was super helpful answering all our questions as first time home buyers! He was quick to respond when needed and made everything feel smooth.
Reply from Michael Biales
February 16th, 2026 07:35 PM
I'm pleased to know that I could assist you through your journey as first-time home buyers, Alyssa. Providing timely responses and ensuring a smooth process are priorities for me. If any more questions come up or if there's anything else I...
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Guild Mortgage - Michael Biales has received a review with 5 star rating from Thomas D
Guild Mortgage - Michael Biales has received a review with 5 star rating from M M
Reply from Owner
May 2nd, 2021 12:00 AM
Thank you for your review Melanie!
From the beginning, Michael was amazing- All aspects, questions, concerns etc were well organized and answered throughout the process of obtaining our loan to closing.His staff were equally as accomidating and easy to get a hold of whenever...
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Reply from Michael Biales
February 6th, 2026 02:35 PM
It's great to know that you found the process well-organized and your questions and concerns addressed promptly, Mark. I strive to ensure everything runs smoothly and I'm pleased my team was able to assist you effectively. Should you have further...
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About
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Funding for Aging in Place
Bank Statement Loans
Specialities
Buyers Consultations
FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bridge
Conventional
Down Payment Assistance
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Education
- University of Missouri - Columbiafinance, real estate, and bankingBachelor of Science (BS)Aug 2003 -May 2007

Memberships
- Mortgage Bankers Association
- Christ Alone Lutheran Church
- Guild Elevate Coaches
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Florida, Illinois, Indiana, Kansas, Missouri and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 770504; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.