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Guild Mortgage - Michael Biales
RCS-D l Producing Branch Manager | NMLS# 770504


University of Missouri - Columbia
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and pe... Show More
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Business Hours
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8:30 AM to 5:30 PM
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closed
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Reviews from Web
Loved working with Michael and Jordan. Highly recommend!
Clear and on time communication. Up front about expectations and followed through throughout the process.
Reply from Michael Biales
September 21st, 2026 02:16 PM
Evan, I'm pleased to hear that you appreciated the clear and timely communication throughout the process. It's important to me to set expectations up front and follow through, ensuring a smooth experience with Guild Mortgage.
Guild Mortgage - Michael Biales has received a review with 5 star rating from Jen B
Great communication, very knowledgable and good with my clients.
Reply from Michael Biales
September 11th, 2026 05:51 PM
Jen, I appreciate your kind words about my communication and knowledge. I'm glad to hear that your clients had a positive experience as well. If there's anything more I can do to assist, please let me know.
Good communication, smooth loan process
Michael was great to work with! They were responsive, transparent, and got us to closing on time without a single hiccup.
Michael Biales and team were very helpful during the entire process and very quick to respond to my questions.
Reply from Michael Biales
August 17th, 2026 03:30 PM
Kimberly, I'm grateful to hear that you found my team and me helpful throughout the process. Quick responses are important, and I'm pleased we could assist you effectively. If you have any other questions, feel free to reach out.
I appreciated the Tuesday updates
Reply from Guild Mortgage - Michael Biales
July 31st, 2026 03:47 PM
Cindy, I'm glad you found the Tuesday updates helpful. Keeping my clients informed is a priority for me, so it's nice to know it made a difference for you.
Responsibe communication, ease of online document management
Reply from Guild Mortgage - Michael Biales
July 31st, 2026 02:05 PM
Patrick, I'm happy to hear that you found the communication responsive and the online document management easy to use. If there's anything else I can assist you with, please let me know.
Michael and his team were very responsive to my questions (as a first-time homebuyer) and the rate, closing costs, etc. were far better than any other option available to me. Michael also genuinely cares about getting his clients in good homes...
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Reply from Guild Mortgage - Michael Biales
July 27th, 2026 02:54 PM
John, I appreciate your feedback and am glad to hear that you found our responsiveness and rates competitive. It's important to me to ensure that first-time homebuyers like yourself feel supported throughout the process. If you have any more...
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About
[[BRAND]], A Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation,* with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Funding for Aging in Place
Bank Statement Loans
Specialities
Buyers Consultations
FHA Loans
Conventional Loans
VA Loans
Jumbo Loans
Bridge
Conventional
Down Payment Assistance
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Education
- University of Missouri - Columbiafinance, real estate, and bankingBachelor of Science (BS)Aug 2003 -May 2007

Memberships
- Mortgage Bankers Association
- Christ Alone Lutheran Church
- Guild Elevate Coaches
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Florida, Illinois, Indiana, Kansas, Missouri and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 770504; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.