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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

Embrace Home Loans - Boston, MA
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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(781) 910-9988
Boston, MA
https://www.embracehomeloans.com/location/massachusetts/boston/meredith-spence
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5 Star
99%
4 Star
1%
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Reviews from Web
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    Abby H
    Posted on May 27th, 2026 12:22 PM
    Meredith is fantastic! She stayed with us through several bidding wars on properties until the best one came along and then we closed quickly and easily. Thank you Meredith for sticking with us for over a year on this process!
    Reply from Owner
    June 8th, 2026 01:39 PM
    I am so delighted that you are happy with your new home. It was a pleasure working with you - you made my job easy! Enjoy your new home!
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    Noah S
    Stoneham, MA
    Posted on May 27th, 2026 02:17 AM
    Fantastic and prompt communication from Meredith throughout our process from pre-qualification to closing!
    Reply from Meredith Spence - Mortgage Loan Off...
    June 8th, 2026 01:38 PM
    It was a pleasure and a privilege to assist you with the financing for the purchase of your new home! I am delighted that you were happy with the service that I and the Embrace Home Mortgage team provided. Please share my name with your friends...
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  • SFTP
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    Stefanie C
    Reading, MA
    Posted on May 24th, 2026 03:02 PM
    Meredith is very responsive, comminicative and we had a very positive experience.
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 03:10 PM
    Thank you for your feedback Stefanie - and thank you for taking care of Carmela and Jake! I appreciate you!
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    Abigail H
    Warren, VT
    Posted on May 23rd, 2026 01:08 PM
    Meredith stuck with us for over a year to find the right property and made the home buying process low stress and super efficient. Thank you!!!!
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 02:49 PM
    It's been a pleasure working with you Abby, and I'm so glad you landed the "right" place! I'm still here for you - don't hesitate to reach out with any questions about your mortgage.
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    Sabbor S
    Stoneham, MA
    Posted on May 23rd, 2026 12:42 PM
    I think y'all do a great job connecting with and spending time with the client, and so that in turn leads to you retaining a lot of the pre-approved business. But overall I just think y'all are a professional operation.
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 02:47 PM
    Love the feedback. Thank you for this, and for trusting your clients with me. It is a privilege and a pleasure to work with you.
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    Puneet K
    Boston, MA
    Posted on May 18th, 2026 04:59 PM
    Always available to answer any questions and on time closing and prompt response to any queries
    Reply from Meredith Spence - Mortgage Loan Off...
    May 27th, 2026 03:53 AM
    Thank you for choosing to work with myself and Embrace again! I'm so glad we could accomplish this refinance for you. You certainly chose the right time to lock!
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    Stephanie H
    Posted on May 8th, 2026 09:47 AM
    Meredith Spence - Mortgage Loan Officer - NMLS# 404506 has received a review with 5 star rating from Stephanie H
    Reply from Owner
    May 24th, 2026 02:46 PM
    Thank you for the 5-Star rating Stephanie. It was a pleasure assisting you.
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    Stephanie H
    Watertown, MA
    Posted on May 8th, 2026 09:46 AM
    Clarity and efficiency in walking us through the process.
    Reply from Meredith Spence - Mortgage Loan Off...
    May 25th, 2026 07:26 PM
    I'm grateful, Stephanie, for your kind words. I'm pleased to know that the clarity and efficiency provided helped guide you through the process. If there's anything else I can assist with, please feel free to reach out.
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    Matthew J
    Boston, MA
    Posted on May 7th, 2026 01:41 PM
    Meredith is very knowledgeable and helpful
    Reply from Meredith Spence - Mortgage Loan Off...
    May 22nd, 2026 01:41 PM
    Thank you, Matthew. I'm happy to hear that you found my knowledge and assistance helpful during your mortgage process. If you have any more questions or need further assistance, feel free to reach out.
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    George S
    Watertown, MA
    Posted on May 5th, 2026 12:42 PM
    Attentive friendly prompt
    Reply from Meredith Spence - Mortgage Loan Off...
    May 20th, 2026 07:34 PM
    Thank you, George. I'm pleased to hear that you found my service attentive, friendly, and prompt. If there's anything else you need, feel free to reach out.
    • 41–50 of 285
    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Awards
    Five Star Mortgage...
    Chairman's Club
    President's Cllub
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.