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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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Meredith has always addressed the concerns of my clients and I would recommend her to anyone seeking financing.
Reply from Owner
June 25th, 2026 04:49 PM
Thank you Kevin! I appreciate your trust in me.
Meredith took the time and had the patience to address the questions and concerns of 2 nervous first time home buyers. Her conversations were grounded and set them at ease.
Reply from Meredith Spence - Mortgage Loan Off...
June 25th, 2026 04:53 PM
This is music to my ears! It's exactly what I strive for in each of my interactions with each home buyer. We know the process can be daunting, and my goal is to provide transparency, and clear, appropriate guidance every step of the way.
I had a great experience working with Meredith and her staff at Embrace! All the people there were very dedicated to ensuring I didn't fall behind on any of the numerous steps it took to secure my loan. They were also extremely helpful in explaining...
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Reply from Owner
June 25th, 2026 04:55 PM
Love to hear this and will share with the team! Thank you for your feedback. This is exactly what we strive for. I'm delighted that you felt so well taken care of.
The commitment and dedication Embrace employees had to making sure the various steps were completed in my purchase.
Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:19 PM
It was a pleasure and a privilege to assist you with the financing for the purchase of your first home!
Meredith was a pleasure to work with! Thorough, reliable and dependable . A true expert in her field, will recommend to all!
Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:34 PM
It was a pleasure and a privilege to assist you with the financing for the purchase of your first home! I am thrilled that you were pleased with your experience working with me and Embrace Home Loans. My business is based on personal recommendations...
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From our very first interaction, when we were just getting started, Meredith was attentive, responsive, and incredibly helpful. That level of support remained consistent throughout the entire process.Even when challenges arose that were outside...
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Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:35 PM
Thank you for your feedback, it is greatly appreciated. I wish you many wonderful years in your new home!
Meredith is an expert in her field that made our experience as first time homebuyers better than we could have imagined! She explained each step in a clear way and made the entire process seamless. We could always trust Meredith was handling...
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Reply from Owner
June 8th, 2026 01:36 PM
Thank you for your feedback Caroline. It was a pleasure and a privilege to assist you with the financing for your first home! I am happy to hear that you had a very positive experience working with me and the Embrace Home Loans team.
Meredith is an expert in her field that made our experience as first time homebuyers better than we could have imagined! She explained the process in a clear way and made the entire process seamless. We could always trust Meredith was handling...
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Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:36 PM
Thank you for your feedback Caroline. It was a pleasure and a privilege to assist you with the financing for your first home! I am happy to hear that you had a very positive experience working with me and the Embrace Home Loans team.
Meredith and her team are exceptional. They are on top of every detail. Meredith's knowledge of the financing market is unmatched and her ability to explain options to buyers is unmatched. Buyers feel educated and confident when working with...
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Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:37 PM
Thank you Liz! It is a pleasure and a privilege to work with you. Thank you for trusting me with your clients.
Meredith is highly efficient and incredibly collaborative, keeping me informed and involved every step of the way.
Reply from Meredith Spence
June 12th, 2026 03:09 PM
Thank you, Alieu, for your kind words. I'm glad to hear that you felt informed and involved throughout the process. If you have any further questions or need assistance, please don't hesitate to reach out.
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
Videos
Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.