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Melissa Luman-Phillips - Sr. Loan Officer | NMLS# 171023|TN: 123887 in Hendersonville, TN

Melissa Luman-Phillips

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Sr. Loan Officer | NMLS# 171023|TN: 123887

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hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resour... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    V
    Vickie J
    Hendersonville, TN
    Posted on January 12th, 2019 04:40 PM
    Great job on a loan that closed quickly!
  • Encompass
    B
    Brenda L
    Hendersonville, TN
    Posted on January 12th, 2019 03:05 PM
    Melissa and Ron let no grass grow under their feet. They kept me informed each step of the way. I am very impressed with them. After working with two other mortgage companies, those company’s need to take lessons from Melissa. Thank you Melissa....
    read more
  • Encompass
    M
    Martie B
    Clarksville, TN
    Posted on January 9th, 2019 04:06 PM
    Melissa's fantastic! She does what she says she'll do and she does it quickly.
  • 3rd Party Review
    M
    Michael C
    Gallatin, TN
    Posted on December 18th, 2018 12:00 AM
    Getting a mortgage these days is an unpleasant process regardless of your income and credit rating. However, Melissa and the team made it as easy as they could to get me to the closing. I have to say I appreciate the professionalism that Melissa...
    read more
  • 3rd Party Review
    M
    Mary A
    Hendersonville, TN
    Posted on November 8th, 2018 12:00 AM
    Best lending experience I've ever had. Everything ran smooth and quick and was ready to close on the date that was promised.
  • 3rd Party Review
    G
    Glen G
    Portland, TN
    Posted on November 3rd, 2018 12:00 AM
    Melissa is amazing! She answers all your questions, is on top of everything. She strives to make your experience as stress-free as possible. I highly recommend Melissa.
  • 3rd Party Review
    E
    Eileen W
    Gallatin, TN
    Posted on September 18th, 2018 12:00 AM
    All steps were clearly laid out with due dates. The follow up was excellent. The closing was smooth and no surprises! Also, because of the hurricane, everyone was flexible as dates moved around. Overall, I would recommend Melissa!
  • 3rd Party Review
    R
    Richard M
    Greenbrier, TN
    Posted on August 2nd, 2018 12:00 AM
    It was more difficult being from out of state and having to electronically sign paperwork on a slow internet connection. I also, did not have cell signal at residence in MA.
  • 3rd Party Review
    D
    David S
    Blue Springs, MO
    Posted on July 1st, 2018 12:00 AM
    Melissa and her team were very friendly, efficient, and knowledgeable from start to finish. I highly recommend them and would definitely use them again for future real estate transactions.
  • 3rd Party Review
    B
    Brett L
    Hendersonville, TN
    Posted on April 27th, 2018 12:00 AM
    Melissa communicated every step of the way with us. We knew exactly what was going on before it actually even started. We used Melissa 9 years ago when we moved here and then again this go around and we will never use anyone else.
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    About
    hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Memberships
    • Sumner Realtors
    • Womens Council of Realtors

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 171023,TN: 123887
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.