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Melissa Luman-Phillips - Sr. Loan Officer | NMLS# 171023|TN: 123887 in Hendersonville, TN

Melissa Luman-Phillips

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Sr. Loan Officer | NMLS# 171023|TN: 123887

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hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resour... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    M
    Michael D
    Hendersonville, TN
    Posted on April 14th, 2020 07:02 PM
    Melissa is like a bulldog. She will not quit until she gets the job done.
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    R
    Richard J
    Portland, TN
    Posted on April 5th, 2020 10:47 PM
    Melissa, got our loan done in record time so we were able to move into our forever home right away. Great job!
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    J
    James S
    Hendersonville, TN
    Posted on April 2nd, 2020 03:55 PM
    Melissa and the rest of her team were truly personable and professional. We were able to walk through a complicated process during a an extremely difficult time quickly and efficiently!
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    J
    James T
    Cedar Hill, TN
    Posted on April 2nd, 2020 03:34 PM
    Melissa was easy to work with and got everything done very quickly for us!
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    J
    James F
    Gallatin, TN
    Posted on February 4th, 2020 05:36 PM
    Melissa was phenomenal! Always available to answer questions, and there to assure us when first home buyer anxiety kicked in. She made the process easy and painless.
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    Cory B
    Springfield, TN
    Posted on February 1st, 2020 10:42 AM
    I couldn’t imagine doing this without her. She helped me in every step of the process and was more then willing to talk anytime. Thank you Melissa
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    F
    Freddie D
    White House, TN
    Posted on January 13th, 2020 04:02 PM
    VERY PROFESSIONAL....This is the second time I have financed with Melissa and you cannot ask for a more professional and honest person..she has your best interest at heart and WILL take the best care of you and your family! Highly recommend!...
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    K
    Kyle W
    Franklin, TN
    Posted on January 11th, 2020 02:43 PM
    As a first time home buyer, there is a lot of uncertainty within the entire process. On the mortgage side, Melissa could not have been more informative and timely with the entire process. We are greatly appreciative for her guidance and would...
    read more
  • Encompass
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    Martie B
    Franklin, TN
    Posted on January 11th, 2020 02:10 PM
    Melissa is fantastic! Great communication, she closes on time or early. I couldn't ask for more.
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    CHERYL H
    Shelbyville, TN
    Posted on December 30th, 2019 05:35 PM
    Melissa is very experienced and always goes the extra mile to close on time or early! She communicates exceptionally well and cares that her expertise will help your client get the best experience possible!
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    About
    hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Memberships
    • Sumner Realtors
    • Womens Council of Realtors

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 171023,TN: 123887
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.