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Melissa Luman-Phillips - Sr. Loan Officer | NMLS# 171023|TN: 123887 in Hendersonville, TN

Melissa Luman-Phillips

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Sr. Loan Officer | NMLS# 171023|TN: 123887

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hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resour... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Danielle B
    Portland, TN
    Posted on February 18th, 2022 02:06 PM
    Melissa has helped my family several times with real estate loans over the last 15 years. When others had difficulty financing us, due to self employment, Melissa and her team worked tirelessly, until they were able to help us achieve our goals....
    read more
  • Encompass
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    Seth L Y
    Portland, TN
    Posted on February 18th, 2022 12:26 PM
    Mellisa was very fast at getting the house closed.
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    Ian D F
    Mount Juliet, TN
    Posted on February 4th, 2022 01:30 AM
    Melissa was on top of everything. She answers all r questions and when issues arose she took care of it immediately and worked with r schedules.
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    Tennille R F
    Mount Juliet, TN
    Posted on February 1st, 2022 07:05 PM
    Quick and effective communication Clear requests and responses
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    Michael E C
    Springfield, TN
    Posted on January 31st, 2022 01:56 PM
    Very prompt with everything. Made the refinance go seamlessly
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    Thomas L K
    Springfield, TN
    Posted on January 27th, 2022 04:22 PM
    Second time working with Melissa. Excellent customer service. Very knowledgeable. Will continue to work with Melissa on future projects
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    Cassie M
    Gallatin, TN
    Posted on January 3rd, 2022 06:57 PM
    Fast, knowledgeable, and responsive - everything you could want from a fabulous Loan Officer. Will be recommending her to my team of Realtors!
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    Kevin M R
    Lebanon, TN
    Posted on January 1st, 2022 05:31 PM
    Being a remote buyer, Melissa made the process as easy as possible for us with esignature docs and ensuring we reviewed copies of everything.
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    Melanie R B
    Gallatin, TN
    Posted on December 30th, 2021 11:56 AM
    This is the 3rd time I have come to Melissa for either a home loan or refinancing. She has always made what can be an exhausting process, smooth as silk. Quick to close and always finds me the best rates. MELISSA IS THE BEST!
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    Charles D C
    Pleasant View, TN
    Posted on December 24th, 2021 06:26 PM
    Consistent connection and timeliness with great attention to detail. She was highly recommended and exceeded all expectations. Charles Corbett ************
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    About
    hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Memberships
    • Sumner Realtors
    • Womens Council of Realtors

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 171023,TN: 123887
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.