Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Jonathan M
    Wausau, WI
    Posted on September 29th, 2019 06:40 PM
    Melissa helped my family every step of the way to lock in our families dream home.
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    Jessica M
    Wausau, WI
    Posted on September 29th, 2019 01:35 PM
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    Chelsie P
    WAUSAU, WI
    Posted on September 24th, 2019 02:39 PM
    Thank you so much for all of your help through this process. We really appreciate it, and are very happy saving some money. :)
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    Brandon N
    Wisconsin Rapids, WI
    Posted on September 24th, 2019 12:26 PM
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    Martin P
    WAUSAU, WI
    Posted on September 24th, 2019 12:02 PM
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    Cassidy W
    Minocqua, WI
    Posted on September 18th, 2019 03:03 PM
    Melissa was very easy to work with! We appreciated her effort and time more than anything. She went above and beyond for us when we were in a time crunch for closing. I hope to work with her in the future!
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    Katherine A
    Merrill, WI
    Posted on September 18th, 2019 12:56 PM
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    Anna G
    Stevens Point, WI
    Posted on September 9th, 2019 04:20 AM
    Very helpful and easy to work with. Was quick to answer every question I had and kept me in the loop with every step of the process
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    Daniel E
    Weston, WI
    Posted on September 7th, 2019 02:23 PM
    Melissa answered all our questions quickly and professionally. We were really pleased with her turn around time. She was so helpful, we would highly recommend her!
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    Wanda S
    Merrill, WI
    Posted on September 7th, 2019 04:25 AM
    I loved that I could upload documents through the portal and didn’t have to run back and forth to the office. I could do it all from home! I felt the communication was easy and less stressful than anticipated.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.