

Melissa D. Karcher
Mortgage Lender


University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
.
Melissa went out of her way to expedite my closing. Highly recommended!
Communication with Melissa was excellent, she went out of her way to make sure all our questions were answered
.
The fact that I was able to almost completely recreate my mortgage while driving to Nebraska with my son and two dogs in the car over a holiday weekend really showed the support and determination to make sure that I was set to go by the time...
read more
I had an awesome experience and Melissa was great to work with! She answered all questions and made sure the process went smoothly beginning to end! I would recommend her to my family and friends! Thank you Melissa!!
Melissa always kept us up to date on how it was going and was very on top of things
Very pleasant to work with. We always felt comfortable with the advice we were given and they did everything they could to make sure we were able to get our new home.
Melissa finally explained things in a easy to understand manner after not getting these basic answers from other lenders. We were under a time crunch and everything happened flawlessly. Melissa was in constant communication with us to keep...
read more
Everything went justifiably smooth
331–340 of 372
About
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option.
My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free.
Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
Construction Loans
FHA Loans
WHEDA Loans
Federal VA Loans
USDA Loans
Heloc
Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of Wisconsin-Eau Claire

Positions
- Bank Five Nine - Mortgage LenderSep 14th, 2026 - Current
- aLender2Trust - Mortgage LenderJan 1st, 2005 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 470140
Gallery



Hobbies
- Golf
- Downhill Skiing
- Camping
View All
Disclaimer
© 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.