Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Rachel P
    Wisconsin Rapids, WI
    Posted on December 21st, 2019 03:07 AM
    Melissa was very thorough, prompt and helpful throughout my first home buying experience. Highly recommend!
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    Trisha V
    Stevens Point, WI
    Posted on December 8th, 2019 05:38 AM
    Any questions I had were answered timely, process took very little of my time. Very easy to talk and work with Melissa.
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    Mark J
    Rothschild, WI
    Posted on November 29th, 2019 03:43 AM
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    Martha S
    Wausau, WI
    Posted on November 17th, 2019 08:46 PM
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    Courtney P
    Weston, WI
    Posted on November 13th, 2019 05:35 PM
    It was a pleasure working with Melissa. She is pleasant, efficient and explains things very well. The portal for e signing is very user friendly. Acquiring our mortgage loan was a very simple and smooth process. We look forward to working with...
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    Nicholas P
    Weston, WI
    Posted on November 12th, 2019 03:36 PM
    Melissa was great to work with. She was polite, friendly, very helpful and always quick to respond when we had any questions and or needed anything at all. I would highly recommend to anyone looking to finance a home.
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    Nick P
    Weston, WI
    Posted on November 12th, 2019 12:00 AM
    Melissa was great to work with. She was polite, friendly, very helpful and always quick to respond when we had any questions and or needed anything at all. I would highly recommend to anyone looking to finance a home.
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    Bailey D
    Wausau, WI
    Posted on November 11th, 2019 07:58 PM
    Everything was made simple and all of my questions got answered!
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    Ross H
    Wausau, WI
    Posted on October 14th, 2019 01:13 PM
    Melissa's knowledge made it easy to find a loan program that worked for me. I was a little timid buying my first home, but she made the process very simple. Not only did she have answers to all of my questions; she was always available when...
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    John B
    Merrill, WI
    Posted on October 5th, 2019 10:38 AM
    It was a fast seamless process, Melissa answered all of our questions quickly and throughly. I would definitely recommend to anyone.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.