Melissa D. Karcher
Mortgage Lender
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Reviews from Web
Melissa and her team took our business to heart--they made it their mission to help us get the loan and to get through the loan process. As first-time buyers, we really appreciated her help and her willingness to answer every question we had...
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Melissa made it so easy with no stress. She is very professional and does her job with excellence. Prosperity Mortgage is lucky to have her.
Melissa was incredibly helpful through the entire process. She always got back to me in a timely fashion, and was able to explain every step along the way!
This is the second time I’ve worked with Melissa Karcher. I was so impressed the first time that she was an easy choice. I sought her out immediately when I found my dream home! She made the process easy and made me feel like I was her only...
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As first time home buyers Melissa was very patient with my girlfriend and I during the financing process. She answered our questions thoroughly and was very communicative. We appreciated her willingness to sit down and chat with us and her...
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This was our first experience with mortgages and Melissa made it as smooth as possible. Melissa was great to work with. She answered all our questions, and took time to explain what we did not understand. Melissa kept us up to date.
All questions were answered. Lot of information was shared. Great communication!
Communications were clear and very timely!!!
Melissa was great. Works very hard and keeps you up to date with how things are going
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About
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option.
My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free.
Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
Construction Loans
FHA Loans
WHEDA Loans
Federal VA Loans
USDA Loans
Heloc
Refinance
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Education
- University of Wisconsin-Eau Claire
Positions
- Bank Five Nine - Mortgage LenderSep 14th, 2026 - Current
- aLender2Trust - Mortgage LenderJan 1st, 2005 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 470140
Gallery
Hobbies
- Golf
- Downhill Skiing
- Camping
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Disclaimer
© 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.