Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Thomas Z
    Mosinee, WI
    Posted on April 24th, 2020 10:48 PM
    Very fast service
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    Jon I
    Stevens Point, WI
    Posted on April 19th, 2020 02:33 PM
    fast response times and great in this covid 19 issues.
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    Cindy I
    Stevens Point, WI
    Posted on April 17th, 2020 12:34 PM
    Melissa was very knowledgeable and clearly explained our options. Whenever we had a question, she responded promptly and professionally. This was probably the smoothest closing we have ever had. We would definitely recommend Melissa and her...
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    Kayla K
    Grand Rapids, WI
    Posted on April 16th, 2020 04:49 PM
    Melissa was an absolute blessing to have as a lender! She kept me informed and answered any and all questions I had. She was extremely approachable and friendly and I am very thankful for her helping me get the home of my dreams, I couldn’t...
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    Timothy M
    Nekoosa, WI
    Posted on April 4th, 2020 11:47 PM
    Easy to work with and easy to send info back and forth electronically. Saves a lot of time and money.
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    Mollie W
    Junction City, WI
    Posted on March 21st, 2020 04:44 AM
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    Jerry M
    Rothschild, WI
    Posted on March 10th, 2020 02:58 AM
    Melissa was always available to us by email, text, or phone. She always got back to me promptly. I don’t recall ever getting her voicemail either. Also the ease in which we were able to get the required documents to her. Very painless process....
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    Cheryl M
    Rothschild, WI
    Posted on March 7th, 2020 01:45 AM
    Melissa was extremely knowledgeable and clearly kept our best interests in mind. She was approachable but very professional. Would recommend without a doubt.
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    Jennifer M
    Wausau, WI
    Posted on March 6th, 2020 12:35 PM
    Melissa was helpful and efficient. She made buying a house seamless
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    Julius C
    Weston, WI
    Posted on March 3rd, 2020 01:01 AM
    Awesome experience and everyone was really professional and helpful.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.