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Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Anthony R
    Wauwatosa, WI
    Posted on May 24th, 2020 05:34 AM
    Melissa provided friendly and easy to understand guidance through the entire refinance process. Would recommend without hesitation!
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    Clinton S
    Wausau, WI
    Posted on May 22nd, 2020 12:23 PM
    Melissa was in constant communication with my wife through our whole home buying process. When we first met her, she gave us great advice on how to get to where we wanted to be financially. Thank you Melissa!
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    Cindy S
    Mosinee, WI
    Posted on May 19th, 2020 12:21 AM
    Melissa, you made our experience great! You helped us out in so many ways during this covid time. You answered every question, and you were very personable. I’m thankful every day that Tammy Zimdars gave us your number. I wish we could have...
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    Michal S
    Mosinee, WI
    Posted on May 19th, 2020 12:15 AM
    Melissa, you made our experience Great! During this Covid time, you were always there to answer any questions. I wish we could have actually met you. If it wasn’t for you, we would still be paying an enormous cost on our other house mortgage...
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    Jessica S
    Kronenwetter, WI
    Posted on May 19th, 2020 12:03 AM
    She answered all my questions promptly and with respect. She was available all times of the day. She made this process extremely easy. And the best part is that she is genuinely interested in your personal experience. I would recommend her...
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    Daniel E
    Wausau, WI
    Posted on May 18th, 2020 09:49 PM
    Melissa did a great job explaining the process and was always available.
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    Jill S
    Mosinee, WI
    Posted on May 14th, 2020 11:52 PM
    Service and advice was awesome!! Will definitely recommend to anyone.
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    Amy J
    Edgar, WI
    Posted on May 5th, 2020 12:05 AM
    Melissa was amazing throughout the entire process! We had several bumps in the road along the way and she supported us through it all. She explained everything very thoroughly, was easy to get in contact with when we had questions and made...
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    Sara P
    Wausau, WI
    Posted on April 27th, 2020 11:29 PM
    Melissa is a wonderful person, not just a mortgage consultant. I would highly recommend her to anyone looking for that extra customer service during a transaction. She would contact me frequently either by email or phone. A great experience...
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    Tammy Z
    Mosinee, WI
    Posted on April 24th, 2020 11:21 PM
    Melissa is a great person to work with. She goes out of her way to help her clients. I would definitely recommend her to my family and friends. This is the second time my husband and I have worked with her and I would do it again in a heartbeat....
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.