

Melissa D. Karcher
Mortgage Lender


University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Melissa provided friendly and easy to understand guidance through the entire refinance process. Would recommend without hesitation!
Melissa was in constant communication with my wife through our whole home buying process. When we first met her, she gave us great advice on how to get to where we wanted to be financially.
Thank you Melissa!
Melissa, you made our experience great! You helped us out in so many ways during this covid time. You answered every question, and you were very personable. I’m thankful every day that Tammy Zimdars gave us your number. I wish we could have...
read more
Melissa, you made our experience Great! During this Covid time, you were always there to answer any questions. I wish we could have actually met you. If it wasn’t for you, we would still be paying an enormous cost on our other house mortgage...
read more
She answered all my questions promptly and with respect. She was available all times of the day. She made this process extremely easy. And the best part is that she is genuinely interested in your personal experience. I would recommend her...
read more
Melissa did a great job explaining the process and was always available.
Service and advice was awesome!! Will definitely recommend to anyone.
Melissa was amazing throughout the entire process! We had several bumps in the road along the way and she supported us through it all. She explained everything very thoroughly, was easy to get in contact with when we had questions and made...
read more
Melissa is a wonderful person, not just a mortgage consultant. I would highly recommend her to anyone looking for that extra customer service during a transaction. She would contact me frequently either by email or phone. A great experience...
read more
Melissa is a great person to work with. She goes out of her way to help her clients. I would definitely recommend her to my family and friends. This is the second time my husband and I have worked with her and I would do it again in a heartbeat....
read more
281–290 of 372
About
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option.
My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free.
Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
Construction Loans
FHA Loans
WHEDA Loans
Federal VA Loans
USDA Loans
Heloc
Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of Wisconsin-Eau Claire

Positions
- Bank Five Nine - Mortgage LenderSep 14th, 2026 - Current
- aLender2Trust - Mortgage LenderJan 1st, 2005 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 470140
Gallery



Hobbies
- Golf
- Downhill Skiing
- Camping
View All
Disclaimer
© 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.