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Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
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    Mark S
    Nekoosa, WI
    Posted on June 19th, 2020 12:04 AM
    Prompt, professional, the process was painless
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    Joshua W
    Rhinelander, WI
    Posted on June 18th, 2020 11:50 PM
    Quick response from the representatives and simple explanation Of process
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    A
    Austin V
    Neillsville, WI
    Posted on June 12th, 2020 09:46 AM
    Very easy to work with
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    Mason R
    Stevens Point, WI
    Posted on June 5th, 2020 01:41 AM
    We were able to get fast and accurate information that we could trust.
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    Kristen B
    Kronenwetter, WI
    Posted on June 2nd, 2020 01:34 PM
    Melissa kept me informed on every step of the process and was always available if I had questions even if it was in the evenings or weekends.
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    R
    Rebecca G
    Wauwatosa, WI
    Posted on June 2nd, 2020 03:28 AM
    Melissa was amazing to work with! She answered all of our questions, was incredibly knowledgeable, and took the time to meet with us whenever we wanted to connect on something. She was super responsive as well. We’d highly recommend her!
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    Jamie H
    Schofield, WI
    Posted on May 30th, 2020 03:47 AM
    You guys were great, kept us informed and helped us along the way.
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    Toua L
    Schofield, WI
    Posted on May 30th, 2020 01:06 AM
    Yue guys did great. Thanks
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    John V
    Friendship, WI
    Posted on May 26th, 2020 11:40 PM
    Being able to send all the required files online through portal makes it easy to move loan process along.
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    Brandon B
    Schofield, WI
    Posted on May 26th, 2020 11:18 PM
    Melissa was very good at communicating and giving us clarification and direction.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.