Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Mary V
    Plover, WI
    Posted on July 2nd, 2020 11:56 PM
    Melissa was available when needed. Very helpful when internet items were needed and I had problems. Very nice personality.
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    Alexander A
    Merrill, WI
    Posted on July 2nd, 2020 12:03 PM
    Melissa and her team are fantastic to work with. They communicate deadlines and expectations and are always available for any questions. Thanks to them, we were able to close sooner on our home than we expected.
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    Brandon L
    Plover, WI
    Posted on July 2nd, 2020 04:06 AM
    Melissa provided great communication throughout the entire process!
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    Richard S
    Weston, WI
    Posted on June 29th, 2020 10:38 AM
    You kept us informed very quicky on information we needed to know.
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    Adam K
    Merrill, WI
    Posted on June 27th, 2020 07:16 PM
    Melissa was there working with me diligently, never said no and made things happen fast and stress free. Thanks to Melissa, getting the mortgage and buying this home was smoother and easier than getting a meal at the drive-thru
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    Michelle S
    Weston, WI
    Posted on June 26th, 2020 02:35 AM
    Melissa is very easy to work with
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    Christopher L
    Wausau, WI
    Posted on June 25th, 2020 01:33 AM
    It was fantastic working with Melissa and we were so thankful everything went through and we were able to purchase our first home for our family.
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    Keith K
    Mosinee, WI
    Posted on June 23rd, 2020 05:53 PM
    There was alot of miscommunication between the underwriter, mellisa, and ourselves, we felt like we would lose our offer on our house because of issues that were brought up 2 weeks before closing that they had the information about 3 weeks...
    read more
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    Heather S
    Rothschild, WI
    Posted on June 22nd, 2020 07:51 PM
    Melissa was so helpful in answering all of my questions in a very timely manner; even on Friday evenings she would respond to my emails.
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    Judy B
    Nekoosa, WI
    Posted on June 22nd, 2020 12:30 PM
    Responsive
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.