Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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Range
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Bethany V
    Wausau, WI
    Posted on August 11th, 2020 02:10 PM
    Melissa is very responsive and knowledgeable.
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    Curtis C
    Wisconsin Rapids, WI
    Posted on August 10th, 2020 01:36 AM
    There is a lot that goes into buying a house. Melissa made sure we had everything we needed and made what seemed impossible at times a reality. We couldn’t be happier with our new home. If you have any doubts about your chances of qualifying...
    read more
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    Rachel C
    Wisconsin Rapids, WI
    Posted on August 10th, 2020 01:30 AM
    Thank you so much for all your help with our home buying, you made the process as painless as possible and always kept us informed, we appreciate all your hard work!!
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    R F R
    Weston, WI
    Posted on August 10th, 2020 12:00 AM
    Melissa made my home buying experience nothing short of smooth sailing. She was relatable, personable and professional. She completely exceeded my expectations. I never knew buying a home could be so seemless. Everything was taken care of perfectly....
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    Rebecca R
    Weston, WI
    Posted on August 9th, 2020 05:03 AM
    Melissa made this home sale completely smooth sailing. She was on top of everything! Personable, relatable, precise in communicating what needed to be communicated & experienced. EXCELLENCE SERVICE. Completely exceeded my expectations . Thank...
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    Elizabeth C
    Nekoosa, WI
    Posted on August 8th, 2020 10:47 PM
    Melissa was so easy to work with, patient and explained everything to me. She also responded to my question post closing as fast as she did prior to close. I would highly recommend her!
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    Justin L
    Wausau, WI
    Posted on July 21st, 2020 11:53 AM
    Everyone was incredibly helpful and was able to answer all of my questions which really helped make this a smooth process.
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    Pamela H
    Edgar, WI
    Posted on July 19th, 2020 11:39 PM
    It all went smooth and quick
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    Wayne M
    Marshfield, WI
    Posted on July 17th, 2020 12:06 PM
    Melissa was great to work with and she made our home purchase easy. Outstanding person.
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    Roxanne C
    Abbotsford, WI
    Posted on July 17th, 2020 01:01 AM
    Melissa went above and beyond what I thought should happen. She made the entire process very easy for me and very easy to understand. I would recommend her to anyone who needs help with the loan process. Thank you so much for all of your help!...
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.