Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

Bank Five Nine - Wausau, WI 54401
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Mortgage
Mortgage Loan Officer
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Contact Info
(715) 218-8972
Wausau, WI
https://alender2trust.com/
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    George B
    Nekoosa, WI
    Posted on September 22nd, 2020 11:21 AM
    Melissa and her team were on top of everything from the initial conversation through the closing. Responsiveness was outstanding, regardless of the time of day. Very knowledgable, and offered good advice as to loan programs.
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    Vanessa B
    Nekoosa, WI
    Posted on September 19th, 2020 11:21 AM
    Just being informed of each and every step in the process made our transactions go very smoothly! I appreciate all your help and expertise! Will recommend highly to anyone! Thank you, Vanessa Britts 9/19/2020
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    Terry O
    Stevens Point, WI
    Posted on September 8th, 2020 01:59 PM
    Probably would have been an even better experience if not for COVID restrictions
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    Jerome H
    Wausau, WI
    Posted on September 8th, 2020 01:23 PM
    Great job.
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    Jessica S
    Wausau, WI
    Posted on September 6th, 2020 10:17 PM
    Melissa was very quick to answer any questions that I had, and was very transparent throughout the entire loan process! I would definitely work with Melissa again in the future.
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    Michelle P
    Okauchee, WI
    Posted on September 6th, 2020 07:08 PM
    Great service! Easy to reach! Communication easy!!!
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    John P
    Stevens Point, WI
    Posted on September 6th, 2020 03:58 PM
    We had an excellent experience working with Melissa Karcher and Prosperity Home Mortgage!
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    Dustin H
    Marathon, WI
    Posted on September 2nd, 2020 01:26 AM
    Melissa set our closing date and closed on that date. Our goal as homebuyers was to close on time. Thank you Melissa and the entire processing and underwriting department.
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    Mitchel G
    Schofield, WI
    Posted on August 12th, 2020 05:23 PM
    I could not of asked for a better 1st time home buying experience. Thank You!
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    Dustin L
    Wausau, WI
    Posted on August 12th, 2020 11:30 AM
    Made the process easy.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
      • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.