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Matthew Winkle

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Mortgage Banker

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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Darcy L M
    Vancouver, WA
    Posted on December 8th, 2025 08:24 PM
    The Loan Officer walked me thru the many docs etc and always made tume for me and was quick in returning my calls or
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Happy we got there despite some serious challenges. Andrew and Darcy made it easy in the end.
  • Encompass
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    Thomas C
    Tucson, AZ
    Posted on November 22nd, 2025 10:55 PM
    Matthew Winkkle was very helpful and provided great advice. He sent the application by email and the entire process was quick and easy and worked out exactly as he described.
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Thanks again for the business, Thomas. Glad I could help.
  • Encompass
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    Daniel W C
    Tracy, CA
    Posted on November 15th, 2025 07:06 PM
    My loan experience with Ladera Lending was outstanding. The team was very professional, courteous and informative through the entire process. Thank you very much!!!
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    It was my pleasure. Thank you for the kind words, Daniel!
  • Encompass
    A
    Amy H
    Pagosa Springs, CO
    Posted on November 5th, 2025 02:45 PM
    Communication
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    The company we broker to wasn't as forthcoming with information as everyone would have wanted, but we got there. Amy was great to work with throughout the process.
  • Encompass
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    Gregory S H
    Chino Valley, AZ
    Posted on November 4th, 2025 05:14 PM
    Matthew has always had our best interests at hear. He stays in touch with us on a regular basis.
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Greg and Kim are fantastic borrowers, they make it easy. Happy to have borrowers who just want to improve their lives and find the best possible situation - even through the shut down they made it happen.
  • Encompass
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    Gustavo T
    Moab, UT
    Posted on October 17th, 2025 09:35 PM
    It was easier than I thought it would be.
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Gustavo made it easy. No joke, one of the easiest loans I've done this year because Gustavo brought his A-Game to financing. He made it easy, I just followed his lead. ;)
  • Encompass
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    Laura B O
    Aliso Viejo, CA
    Posted on October 4th, 2025 06:15 PM
    Matt was veyr helpful!
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Laura has been one of my biggest achievements this year. We were working with wonky financing and we were able to pull her out of it. Genuinely, a BIG WIN for a borrower stuck in horrible financing. I'm so glad I was able to help. Laura is...
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  • Encompass
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    Julie M
    Toms River, NJ
    Posted on September 24th, 2025 05:36 PM
    It really was very good to great , but nerve raking when doing everything electronically, and long distance for first time using a lending broker, vs a local banker.
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Tech issues aside, Julie was a great client - right on point and right on time. We got it done despite the internet! lol
  • Encompass
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    Daniel L
    LONG LAKE, MN
    Posted on September 23rd, 2025 03:35 PM
    Matthew Winkle was great to work with. He knows the products and had very good advice.
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Dan is always easy to work with and he cares about financing. It's a pleasure every time.
  • Encompass
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    Aaron L P
    Livermore, CA
    Posted on July 27th, 2025 09:47 PM
    My 3rd loan with Matt he always has my best interest in mind
    Reply from Matthew Winkle
    August 24th, 2026 07:52 PM
    Aaron has become more of a friend vs. client, I'm always happy to help.
  • 21–30 of 163
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    Reverse Mortgage
    DSCR Loans
    Bank Statement Mortgages
    Jumbo Reverse Mortgages
    Profit & Loss Only Mortgage
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    Licenses
    • NMLS #930529
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access