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Matthew Winkle

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Mortgage Banker

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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Silvestre R
    American Canyon, CA
    Posted on February 9th, 2021 12:06 PM
    He made it easy for us during the loan process.
  • Encompass
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    Frederick F
    Denver, CO
    Posted on January 24th, 2021 05:22 AM
    I hadn’t been through a loan recess in thirty years. He got me a great rate, gave me a to-do list, and 45-days later (over the holiday season) a Notary is sitting at my kitchen table and we’re signing closing documents. Don’t know how this...
    read more
  • Encompass
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    Stuart M
    Bellevue, WA
    Posted on January 24th, 2021 04:02 AM
    Matt is exceptional, very responsive, helpful at seeking best options for the customer, has a good knowledge of the business. Few brokers I know can match his performance. He listens to best understand the situation we are trying to resolve...
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  • Encompass
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    Tommy L
    Ronald, WA
    Posted on January 24th, 2021 12:01 AM
    Matt you worked very hard through many difficult times to bring this to closing. through pandemic, fires etc. thank you Tommy and Catherine
  • Encompass
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    Brandon J
    Kent, WA
    Posted on January 21st, 2021 09:25 PM
    From beginning to end, and even after the close, Matthew has been very responsive and informative. This loan closed very fast once the application was completed. I’d absolutely recommend both Ladera Lending and Matthew to friends and family....
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  • Encompass
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    Timothy R
    Vacaville, CA
    Posted on January 20th, 2021 06:28 PM
    Matt was very informative and helpful, explained things very well
  • Encompass
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    Hien T
    Snohomish, WA
    Posted on January 12th, 2021 05:09 AM
    Matthew was superb in assisting us through what should have been very complicated due to the pandemic. We will definitely return to him for any other loan servicing needs!
  • Encompass
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    Teresa H
    ROCHESTER, WA
    Posted on December 15th, 2020 08:19 PM
    Matthew made sure my experience was with the least amount of delay and hoops.
  • Encompass
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    Eli N
    Happy Valley, OR
    Posted on December 14th, 2020 07:10 PM
    Matt was very pleasant to work with, professional and responsive. While my decision was ultimately made on rates, several agencies offered very similar refi loans and I selected to work with Ladera based on Matt’s communication and professionalism....
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  • Encompass
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    Sandra J
    Claremont, CA
    Posted on December 2nd, 2020 12:42 AM
    Matthew was always positive and would answer any questions we had. There were a few points where the process slowed down, but Matthew could explain what was happening when asked. He was able to make the re-finance happen during difficult times....
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    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    Reverse Mortgage
    DSCR Loans
    Bank Statement Mortgages
    Jumbo Reverse Mortgages
    Profit & Loss Only Mortgage
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    Licenses
    • NMLS #930529
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access