

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
He is easy to work with and explains everything very well. Has gone the extra mile for us twice now!!
Matt has been approachable and of great help for a first time home buyer like me
Mr. Welch has always been diligent in meeting expectations and timelines given. I like the fact that if he has a question he isn't afraid to pick up the phone and call to get it taken care of right away.
Great to work with and an easy close thanks
Matt was available for my refi questions during every step of the process. Matt made the refi process quick and easy.
Thank you so much Matt! You were on top of everything every step of the way. Great experience with something that could have been very stressful.
Matthew Welch was AMAZING!!
Thank you so much !!
I accomplished what I wanted to and I got honest advise from Matt.
This is our 4th time working with Matthew. Just as pleasant as the 1st. Does a great job explaining everything.
I was impressed with Matthew’s availability to discuss the process and answer any and all questions.
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045