

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Timely processing of loan and timely response to queries.
I really appreciate him proactively reaching out to reduce my interest rate further.
Matt went above and beyond for me on many occasions (probably too numerous to count), providing guidance and advice, while always remaining patient and professional. I feel like Matt and I became friends. He was an absolute pleasure to work...
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He was very clear, straightforward and responsive to all my questions.
Matt was extremely helpful from the day I started looking at houses all the way through closing. He was responsive and quick to answer any and all questions I had. As a first time home buyer, I was nervous and unsure about a lot of things,...
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Matt was incredibly helpful during this hectic time in my life. He clearly lined out everything I needed to do and it couldn’t have been more smooth.
Matt stayed in contact with me throughout the entire process. He is professional & courteous. I have used Matt in the past and recommend him.
Very professional and gave great advice. Responded to any questions very timely. A pleasure to work with.
Great communication, got back right away with answers to questions, was done very smoothly!
He does what he says and says what he does. He makes it simple.
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045