

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Matt was great throughout the entire process. He made sure I was informed as a first-time homebuyer. His speedy responses during the offering stage were critical especially considering the nature of the Chicago multifamily housing market. Matt...
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Matt took the time to explain everything and answer all of the questions I had. As a first time homebuyer, I really appreciated the time he took to explain the lending process and all the options available to me. He was prompt, thorough and...
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Matt was knowledgeable on all aspects in concerning our budget and including everything for us so there was no surprise to us in the end. I would HIGHLY recommend him to family and friends.
Matt was very responsive and clearly communicated the status and the next steps.
Matt was very easy to work with and made the mortgage application process very low stress.
Matthew took the Time to do a deep dive on my financial records to exhaust all possible options to get me approved for idha. Matt was not my first or only financial consultant during this process, so His suggestion of refinancing my car is...
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Matthew also got back to me right away to answer all of my questions. The closing was very efficient.
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045