

Matthew Smith
Mortgage Loan Originator

Hi, I'm Matthew. Whether you’re in need of a loan for a new purchase or for refinancing your current mortgage at NEO Division we make the home loan process as straightforward and stress-free as possible by offering a wide variety of loan pr... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
The overall experience was quick and easy. There was no back and forth to get the information that I had already provided. I was also offered the market rate and able to lock-in without question.
Timely
Matt was easy to work with and very helpful.. He made the process of my refinance go smoothly.. I’ve referred 3 people to him who he is also helping refinance and/or buy a home..
Matt was initially pleasant & seemed knowledgeable, but soon after we started the mortgage process he was difficult to work with. He wouldn’t return calls or emails within a timely manner & even hung the phone up on us. He could never give...
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Matt and his team were in constant communication. They were always willing to answer my questions and did so in a timely manner. The process from start to finish was incredibly easy. Thank you, Fairway!
Frequent and clear communication. Always friendly and professional.
The whole team that I worked with was very friendly, personable. No one was a business only, cold robot, that showed no personality at all! Thanks so much!
Easy to reach. Genuine. Explained things clearly and gave us frequent updates on the status of our mortgage refinance
Matt was so awesome to work with! Professional, prompt, and helped make the entire process run smoothly. I would highly recommend him!
Everyone had a clear line of communication. Matt and his team explained everything out in detail so there was misunderstanding. When it came to signing the final paperwork, they accommodated our tight schedule, and bad time frames work outside...
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About
Hi, I'm Matthew. Whether you’re in need of a loan for a new purchase or for refinancing your current mortgage at NEO Division we make the home loan process as straightforward and stress-free as possible by offering a wide variety of loan programs at competitive rates with top-notch customer support. I look forward to putting my expertise to work for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
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Pacific Standard Time (PST)
Licenses
- NMLS # 941210
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access