

Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220

Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Friendly easy going approachj
Reply from Matthew Lugas
December 1st, 2025 04:05 PM
It's great to know that you appreciated my friendly and easy-going approach, Jennifer. Making the process comfortable and straightforward is always my goal. If there's anything else you need, feel free to reach out. Thank you for your positive...
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We love working with Matt. Relationships are extremely important to us and we trust Matt .
Reply from Matthew Lugas
December 1st, 2025 02:05 PM
Building strong relationships based on trust is at the heart of what I strive to achieve, Gwendolyn. I'm glad to hear that our work together has been positive for you. Thank you for sharing your feedback, and I look forward to continuing to...
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Matt and Lisa were very easy to work with. They went above and beyond to ensure this was an easy process. Would highly recommend!
Reply from Matthew Lugas
November 21st, 2025 09:53 PM
I'm glad to hear that you found it easy to work with Lisa and me, Tamara. Going above and beyond to make the process smooth is something I always aim for. Your recommendation means a lot, and I'm pleased we could provide the support you needed....
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Mat made this process easy I had a very bad experience with rocket and he listen to me and gave me good advice and more options I could look in to moving forward.. he is great and iam thankfull I answered he call.
Reply from Matthew Lugas
November 21st, 2025 02:35 PM
I'm glad to hear that the process felt easy for you, Horace. Listening and providing sound advice with options are important aspects of my approach. Your experience with me at AnnieMac Home Mortgage is valuable, and I'm pleased I could assist...
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Matt was awesome and answered all of our questions without being pushy at all. It was a seamless experience!!!
Reply from Matthew Lugas
October 14th, 2025 03:26 PM
I'm pleased to hear that you found the experience seamless and felt comfortable with the communication, Jeffrey. Answering your questions without any pressure is always my goal. Thank you for taking the time to share your thoughts, and I'm...
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Matthew is what made the whole experience great. Matthew is such a pleasant young man who was very professional and really took his time to explain things I didn't understand. He always made me feel that he was looking out for my best interests....
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Reply from Matthew Lugas
October 13th, 2025 05:37 PM
It's truly rewarding to hear about your experience, Maureen. I take pride in providing clear explanations and ensuring my clients feel their best interests are a priority. I'm pleased to know that my approach was refreshing for you and that...
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Matthew and his team is very helpful they answer every question I had n help me with the process of refinancing my
Reply from Matthew Lugas
October 5th, 2025 08:31 AM
It's good to know that you found the support from my team and me helpful during your refinancing process. I'm pleased we were able to address all your questions and guide you through. Thank you for sharing your experience, Alfred.
Matthew communicated throughout the process and through the hiccups.
Reply from Matthew Lugas
September 3rd, 2025 04:13 PM
It's great to know that you felt I was communicative throughout the process, even when there were hiccups. I strive to make the mortgage experience as seamless as possible, and I'm pleased my communication was helpful. Thank you for your feedback,...
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Matt was very helpful and easy to work with.
Reply from Matthew Lugas
March 27th, 2025 02:13 PM
I'm glad to hear that you found my assistance helpful and the process easy to work through. It was a pleasure working with you, and I appreciate your feedback.
Great staff worked through all the issues sn patient
Reply from Matthew Lugas
March 11th, 2025 12:17 PM
Craig, I'm really glad to hear that you had a positive experience with us at AnnieMac Home Mortgage. My team and I always strive to be patient and thorough, especially when working through any issues that come up. It's great to know that our...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.