Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Quick and clear communication
Reply from Matthew Lugas
March 23rd, 2026 06:23 PM
I'm glad to hear that you found the communication quick and clear, Mark. Ensuring everything is straightforward and timely is essential to me. If you need any further assistance or have questions, please don't hesitate to get in touch.
Answering phone calls
The treatment, the professionalism , the touch of kindness and the effort to help with a situation that no other company tried to achieve. I'll neve forget this group and specially Matt. From the bottom of my hart THANK YOU!!
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Reply from Matthew Lugas
March 11th, 2026 04:49 PM
Your kind words mean a lot, Magally. I'm truly grateful that you felt the professionalism, kindness, and dedication in handling your situation. Helping in ways others might not have was important to me, and I'm heartened that it made a difference...
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I felt respected and understood from the very first conversation I had. I knew what my end goal was with refinancing my home and I am appreciative that Matthew took the time to listen and work with me and come up with a plan. The process was...
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Reply from Matthew Lugas
February 20th, 2026 02:23 PM
I'm pleased to know that you felt respected and understood throughout our conversations, Magen. Listening to your goals and working together towards a plan that suits your needs is something I prioritize highly. It's great to hear that the...
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Very responsive team - the process is also explained to the customer very well every step of the way.
Reply from Matthew Lugas
February 16th, 2026 04:44 PM
Edward, I'm glad you felt the responsiveness and thorough explanations throughout the process were beneficial. Ensuring that clients like you are well-informed at every stage is important to me. If there’s anything more I can do for you, please...
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fast and professional , always ready to help if i had qwestions
Reply from Matthew Lugas
February 6th, 2026 02:50 PM
Jonathan, it's great to hear that you found my approach both fast and professional. Always being ready to assist with your questions is important to me. If you ever need further assistance or have more inquiries in the future, feel free to...
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Constant and quick communication, along with the ease of the tasks required on my part.
Reply from Matthew Lugas
December 29th, 2025 03:48 PM
Justin, thank you for your feedback. I’m glad to hear that you found the communication consistent and the process straightforward. If there’s anything more I can do to assist you, please don’t hesitate to reach out.
Clear cut prompt communication
Reply from Matthew Lugas
December 10th, 2025 04:59 PM
Heather, I appreciate your feedback on my communication. Keeping things clear and prompt is a priority for me. If there's anything else I can assist you with, please don't hesitate to get in touch.
Client focused, friendl, and diligently worked to provide the lowest rate on the market. The team enabled and fast and simple refinancing experience. Highly recommend and will be a returning client. Thank you!
Reply from Matthew Lugas
December 5th, 2025 05:47 PM
John, I'm grateful for your feedback. It's important to provide a client-focused and straightforward refinancing experience. I’m pleased to know you felt supported and found value in the process. Looking forward to working with you again in...
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Matt is excellent. Super communicative and very responsive.
Reply from Matthew Lugas
December 3rd, 2025 04:15 PM
Alexander, I appreciate your kind words about my communication and responsiveness. It's important to me to keep things clear and timely for those I work with. If you need anything further, please feel free to reach out. Thank you for your feedback!...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.