

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I'm a local realtor and have worked with Lisa Brown for almost 20 years. I recommend her to all of my clients. Lisa has even done my own personal home loan. She is very knowledgeable and professional.
Krista Kaufman helped us refinance our home. The extraordinary service she provided my husband & I was thorough, friendly, timely and professional! Krista was “on it” with all the details involved with a refinance and incredibly quick to communicate...
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Matt Richter at Platinum Home Mortgage was exceptional during the whole process of obtaining a home mortgage. He started off by thoroughly explaining my options in a way that I could easily understand. He then found me the best deal and terms...
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Fast, easy and almost effortless. Helped with our home buying and refinance with ease.
Matt Richter at Platinum Home Mortgage was exceptional during the whole process of obtaining a home mortgage. He started off by thoroughly explaining my options in a way that I could easily understand. He then found me the best deal and terms...
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Lucas was great to work with both times super helpful and everytime something come up he was alwas right on top of it he goes above and beyond for his clients. Really a great guy and will deffenatly use on my next house cant say enough good...
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My husband and I were referred to Lucas Schell with Platinum Home Mortgage through our realtor. We are first time home buyers and were a little nervous about the process. Our realtor forwarded our information to Lucas and he touched base with...
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We shopped around for cash out refinance and after getting a "salesman" type experience with Quicken loans, Paramount home mortgage and Loan depot which all tried to sell loans that would max out equity in our home. We decided to go with Platinum...
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Purchasing a home went smoothly. That would be the only reason I would give them 2 stars... No issues. They were great to work with. Actually paying the mortgage over the next few years was a headache. Constant mistakes. Late on paying taxes....
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Matt Richter has received a review with 5 star rating from Austin L
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.