

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Don Flannery is the best loan officers we have ever had the privilege to work with. My wife and I have owned 7 homes and can’t imagine working with anyone else. Don Flannery has set the gold standard of what a loan officer should be. His professionalism,...
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We have been trying to purchase a home for quite some time. Lisa Brown was always available to provide us with a prequal letter whenever we asked for one. We finally purchased a home and Lisa made the financing part super easy dealing with...
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Lucas was amazing! This is the 2nd home he has helped our family to buy and was always there to answer all our crazy questions!!
If you want a lender that goes above and beyond your expectations then Lucas Schell at Platimum Home Mortgage is your guy! Professional, reliable, stellar work ethic, friendly, and integrity are words that come to mind when I think of our home...
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Not only is Platinum Home Mortgage out of this world, so is my mortgage consultant Bo Chalich! I called Platinum based on their 5 solid star reviews, and now I know why they have such an outstanding rating. Well.... it's because they get it...
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Matt Richter helped make refinancing my home a pleasurable experience. He was fast, and professional. I would always recommend using Platinum Mortgage to all my friends!
The thought of buying a home was terrifying. Matt Richter made the entire process extremely pleasant. Matt researched all options available to us and made sure we completely understood each of them. After deciding which way we wanted to go,...
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Matt Richter has received a review with 1 star rating from Sean S
Reply from Owner
November 27th, 2023 03:49 AM
Hi Sean - our team in Coeur d’Alene always go to great lengths to give the best service possible to our customers, but they do have to work within the guidelines of the loan programs that we offer. We always appreciate past customers returning...
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100% recommend! Specifically Jennifer Ward of the Coeur d' Alene branch. As a first time homebuyer I didn't really know what to expect. Jennifer was absolutely amazing and walked me through the process and kept me updated every step of the...
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I am a north Idaho Realtor and my clients have used Lisa Brown and Platinum Home Mortgage to finance at least 30-40 home purchases. I have found Lisa to be extremely knowledgeable, a great communicator, and always willing to go the extra mile...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.