

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Awesome experience as usual! Lucas and his team have now handled our new home purchase and now the refi! Awesome work by the entire team walking us through the process! Highly recommend!
Reply from Owner
June 3rd, 2020 07:45 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Matt Richter and his team at Platinum Home Mortgage recently financed my new construction home. The experience was seamless and on time. Communication was very thorough and timely throughout the 8 month process. Platinum Home Mortgage always...
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Reply from Owner
May 31st, 2020 06:42 PM
Thank you, Errin! We are happy that your experience was a great one!
Matt Richter and his team at Platinum Home Mortgage recently financed my new construction home. The experience was seamless and on time. Communication was very thorough and timely throughout the 8 month process. Platinum Home Mortgage always...
read more
Reply from Owner
February 19th, 2021 12:00 AM
Thank you, Errin! We are happy that your experience was a great one!
I would highly recommend Matt to anyone. He has helped us with two loans, he is always professional, friendly, attentive, reliable, and respectful of my decisions or opinions. He absolutely answer my questions immediately. It was a great experience...
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Reply from Owner
May 28th, 2020 08:28 PM
We appreciate your glowing review!
Matt Richter has received a review with 5 star rating from Jaime W
Reply from Owner
May 22nd, 2020 07:40 PM
Thank you very much for your review, Jaime!
I highly recommend Platinum Home Mortgage. My wife and I have used Platinum Mortgage for two home purchases and we just closed on our second purchase. Matt Richter and his staff are simply the best people to work with!! They are highly professional...
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Matt Richter has received a review with 5 star rating from Sheila S D
Reply from Owner
May 21st, 2020 01:50 AM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Andrea with Platinum was great!!!! She went above and beyond for us and we are very grateful!!
Reply from Owner
May 19th, 2020 05:17 PM
Thank you, Teal! We are happy that your experience was a great one!
I needed someone with extensive experience to create a way for me to get a loan. Being retired and self employed for the last several years prior to retirement, I couldn't qualify for a conventional bank loan. Lucas, an experienced broker with...
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Reply from Owner
May 17th, 2020 11:46 AM
We appreciate your glowing review!
Matt Richter did an amazing job! From trying to salvage a loan gone bad to closing on the home we just purchased. Friendly, professional, always available for questions and being sure to keep us in the loop the whole time.
Reply from Owner
May 16th, 2020 01:29 AM
Thank you very much for your review, Jamie!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.