Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt Richter has received a review with 5 star rating from Jacinda M
Reply from Owner
June 27th, 2020 08:38 PM
Thank you very much for your review, Jacinda!
Matt Richter and his team @ Platinum Home mortgage in Northern Idaho are amazing. They are professional, knowledgeable and most of all friendly. They make a complicated process seamless. I would highly recommend Matt and his team for any of...
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Reply from Owner
June 23rd, 2020 05:33 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Lucas provided valuable and cost saving advice as to the type of loan to procure for our home purchase saving us literally thousands of dollars and time. Lucas' honesty and willingness to disregard his own financial gain in the interest of...
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Reply from Owner
June 23rd, 2020 05:27 PM
Thank you, Barbara! We are happy that your experience was a great one!
Outstanding support from Lucas Schell and the whole team. The entire process was smooth and easy to understand- the team at PHM stayed in regular contact and kept us up to date on all progress.
Reply from Owner
June 16th, 2020 08:51 PM
We appreciate your glowing review!
Matt Richter has received a review with 5 star rating from Roberta R
Reply from Owner
June 15th, 2020 05:40 AM
Thank you very much for your review, Roberta!
Steve was amazing to work with. He was able to give us great guidance about what we could accomplish quickly to get the best possible rate. He was very responsive and kept us comfortable with the process the whole way.
Reply from Owner
June 11th, 2020 04:27 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
We recently refinanced our house with Platinum Home Mortgage. Not only was the process smooth and problem free, but Steve Carlsen our loan officer was great to deal with. He watched interest rates and let us know the optimum time to refinance....
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Reply from Owner
June 11th, 2020 01:05 AM
Thank you, Dan! We are happy that your experience was a great one!
We recently refinanced our house with Platinum Home Mortgage. Not only was the process smooth and problem free, but Steve Carlsen our loan officer was great to deal with. He watched interest rates and let us know the optimum time to refinance....
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Reply from Owner
February 19th, 2021 12:00 AM
Thank you, Dan! We are happy that your experience was a great one!
Steve Carlson was so helpful in both our mortgage 4 years ago and again today when we refinanced the same house. We are so grateful for his patience and walking us through every stage of the refinance process. The process was painless and we...
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Reply from Owner
June 9th, 2020 04:37 PM
We appreciate your glowing review!
Lucas did a great job at staying in contact with us through out the whole house buying process! We would definitely use him again!
Reply from Owner
June 3rd, 2020 07:57 PM
Thank you very much for your review, Amber!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.