Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very happy with the exceptional service we received from Matt on our recent home purchase. Matt provided us with several funding options for us to choose from, and we were able to choose which worked best for our needs. He responded quickly...
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Reply from Owner
March 25th, 2021 07:09 PM
Hi Scott, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Platinum Home Mortgage was helpful and informative thru every step of the home loan process. Matt Richter always answered my questions clearly and would even e-mail me in the evening when I had questions. 10/10 would recommend.
Reply from Owner
March 20th, 2021 04:50 PM
Thank you, Jason! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
We worked with Lucas Schell on our mortgage a few years ago and we loved our experience! We have kept in touch since and he is so great about giving us advice on how to best meet our dream-home goals. If more stars were an option, he deserves...
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Reply from Owner
March 9th, 2021 10:40 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Andrea in Moscow goes above and beyond. She is always on top of things and instrumental in getting things moving fast. She keeps you updated throughout the whole process. This was a fantastic experience. Don't go anywhere else. You just found...
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Reply from Owner
March 5th, 2021 09:19 PM
Hi Tammy, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Andrea Broenneke helped us through the process of buying our first home. We really enjoyed working with her. She was so helpful, easy to communicate with, and organized. I would absolutely recommend her!
Reply from Owner
March 2nd, 2021 08:52 PM
Thank you, Danielle! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
I have worked with Matt on several transactions - both new purchase and refinance. He has always been completely reliable and trustworthy. I will seek him out when I or any of my family and friends need Mortgage services. One of the things...
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Reply from Owner
February 16th, 2021 05:48 PM
Jill, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
I have worked with Matt on several transactions - both new purchase and refinance. He has always been completely reliable and trustworthy. I will seek him out when I or any of my family and friends need Mortgage services. One of the things...
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Reply from Owner
February 19th, 2021 12:00 AM
Jill, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Steven and the team at Platinum home mortgage did a great job getting us into our new home. Extremely smooth process from pre-qualification to closing with outstanding communication the entire way. Highly recommend!!
Reply from Owner
February 12th, 2021 05:53 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
A year ago, we contacted Lucas for a home load application, and he pointed us in the right direction. We just met with him again yesterday, and he was super helpful in pointing us in the right direction again. Lucas is really insightful and...
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Reply from Owner
February 11th, 2021 08:50 PM
Hi Brian, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Lucas has been the most helpful in starting our first home buying process. Will forever recommend!
Reply from Owner
February 11th, 2021 08:44 PM
Thank you, Kimberley! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.