

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have worked with Lucas previously when I purchased my home and again while refinancing my home. He is nothing short of amazing. He gets a list of everything I need to get together, sends me everything I need to do, and communicates/explains...
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Reply from Owner
May 1st, 2021 03:03 AM
Tiffany, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt at Platinum Home Mortgage in Coeur D'Alene is a true professional. He knows his stuff and was more efficient than I could have imagined. He truly made our home buying experience easy. We felt comfortable and confident knowing that he was...
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Reply from Owner
April 30th, 2021 04:19 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Matt at Platinum Home Mortgage in Coeur D'Alene is a true professional. He knows his stuff and was more efficient than I could have imagined. He truly made our home buying experience easy. We felt comfortable and confident knowing that he was...
read more
Reply from Owner
February 19th, 2022 12:00 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Matt Richter is the absolute best! He is quick to respond, professional and an expert in his field. Beyond that, you can tell he cares. This is the second loan he has done for me, and I would never go elsewhere. A friend of mine went to closing...
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Matt Richter has received a review with 5 star rating from Hailey P
Reply from Owner
April 13th, 2021 05:54 PM
Hi Hailey, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
As a first time home buyer, I knew I would have many questions throughout the process, but the team at Platinum Home Mortgage, specifically Lucas Schell, made the whole experience seem seamless and very organized. Lucas would kindly field all...
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As a first time home buyer, I knew I would have many questions throughout the process, but the team at Platinum Home Mortgage, specifically Lucas Schell, made the whole experience seem seamless and very organized. Lucas would kindly field all...
read more
Lucas and his team were a phenomenal asset to have in our corner when buying our home. They went above and beyond what we ever expected. I highly recommend Platinum Home Mortgage to anyone looking to buy a home!
Reply from Owner
April 7th, 2021 04:48 PM
The, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Lucas helped us with a complicated loan and walked us through the entire process. He was instrumental in getting issues taken care of with the underwriters when they came up. We are grateful for the knowledge Lucas has which helped secure our...
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Reply from Owner
April 7th, 2021 04:07 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Lucas was our mortgage consultant, and he was amazing in every way from the beginning of the home building process to the closing date. He communicated thoroughly with us every week on what was going on, and updated us regularly. He’s very...
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Reply from Owner
April 6th, 2021 08:46 PM
Hi Kaitlyn, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.