Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great experience!
Very prompt and professional.
Great communication.
Reply from Owner
July 2nd, 2021 07:51 PM
Hi Kevin, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Platinum Home Mortgage was great to work with. The process was very efficient. Lucas, our mortgage consultant was kind and professional. We will use them again, if need be.
Reply from Owner
November 27th, 2023 04:39 AM
Thank you, Alma! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
Everyone at Platinum Home Mortgage was very helpful with my recent home purchase. Whenever I had a question they were quick to respond. All of the paperwork was processed quickly and efficiently. Loved being able to review the documents and...
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Reply from Owner
June 27th, 2021 04:36 PM
Valerie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt was very professional and helpful. He got is into our first home in a competitive and fast moving market. Would definitely recommend!
Reply from Owner
June 23rd, 2021 08:42 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Andrea was with me every step of the way with my loan process. She was a big help and explained anything that I asked about. Now I have an amazing home 🙂
Reply from Owner
June 21st, 2021 05:28 PM
Thank you, Lotus! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
Matt was fantastic to work with. He worked diligently to find the lowest rate and beat out multiple banks. I don't understand why anyone would use an alternate means to finance a new mortgage or refinance. He breaks down every option possible...
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Reply from Owner
June 18th, 2021 07:33 PM
Nashua, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt and the folks at Platinum Home Mortgage were a pleasure to work with. Very knowledgeable, diligent and responsive. If you’re in need of financing in North Idaho call Matt!
Reply from Owner
June 17th, 2021 01:00 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Jennifer made our home buying experience easy, and she does an amazing job at explaining everything so you understand it.
Reply from Owner
June 15th, 2021 06:56 PM
Hi Jessica, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
We had the pleasure of working with Matt Richter who helped us with our homeloan needs with purchasing our first home. I had many MANY questions throughout the process and despite how basic they may have been, Matt addressed me professionally...
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Lucas was great. He has gone more than a 100% to help us with the loan. Lucas is very knowledgeable and a great resource of information as he walked us through the process of this loan. Lucas was great to work with and very honest and trustworthy...
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Reply from Owner
June 2nd, 2021 11:51 PM
Thank you, Steven! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.